How Much Can Independent Artists, Writers, and Performers Businesses Get in SBA Loans?
2,799 SBA loans totaling $453.6M have been approved for independent artists, writers, and performers businesses (NAICS 711510). The average approved SBA loan is $162K, which is 52% below avg the $340K national average. 373 active lenders fund this industry with a 20.5% default rate on the matured 2018-2021 loan cohort.
At 20.5%, Independent Artists, Writers, and Performers sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 711510 (Independent Artists, Writers, and Performers) received 2,799 SBA loans worth $453.6M across 5+ states. Average loan $162K, average term 112 months, 20.5% default rate (resolved loan basis).373 active SBA approved lenders fund this industry. Most independent artists, writers, and performers loans use the SBA 7(a) program.
Is SBA Lending Growing for Independent Artists, Writers, and Performers?+31% growth
Which SBA Program Do Independent Artists, Writers, and Performers Businesses Use Most?
What Is the Best SBA Loan for Independent Artists, Writers, and Performers?
The most widely used SBA program for independent artists, writers, and performers businesses: flexible terms, multiple use cases
Where Are Independent Artists, Writers, and Performers SBA Loans Most Common?
SBA Lending Activity in Independent Artists, Writers, and Performers
373 SBA lenders have funded 2,799 loans to independent artists, writers, and performers businesses (NAICS 711510). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Talk to PeerSense
PeerSense sources capital for independent artists, writers, and performers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Independent Artists, Writers, and Performers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Independent Artists, Writers, and Performers Businesses?
Across all SBA loan programs, 2,799 loans have been approved for businesses classified under NAICS 711510 (Independent Artists, Writers, and Performers), representing $453.6M in total capital deployed. The average approved loan of $162K is 52% below avg the national SBA average of $340K, with typical repayment terms of 112 months.
SBA lending for independent artists, writers, and performers is accelerating. Loan volume has grown approximately 31% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a independent artists, writers, and performers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Independent Artists, Writers, and Performers SBA Loans
What is the average SBA loan size for independent artists, writers, and performers businesses?
Which SBA loan program is best for a independent artists, writers, and performers business?
How many lenders fund SBA loans for independent artists, writers, and performers?
What states have the most SBA lending for independent artists, writers, and performers?
How does PeerSense help independent artists, writers, and performers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Independent Artists, Writers, and Performers defined by NAICS code 711510. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.