How Much Can Landscape Architectural Services Businesses Get in SBA Loans?
3,584 SBA loans totaling $650.1M have been approved for landscape architectural services businesses (NAICS 541320). The average approved SBA loan is $181K, which is 47% below avg the $340K national average. 513 active lenders fund this industry with a 14.8% default rate on the matured 2018-2021 loan cohort.
At 14.8%, Landscape Architectural Services sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 541320 (Landscape Architectural Services) received 3,584 SBA loans worth $650.1M across 5+ states. Average loan $181K, average term 107 months, 14.8% default rate (resolved-loan basis).513 active SBA-approved lenders fund this industry. Most landscape architectural services loans use the SBA 7(a) program. There are approximately 5,215 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Landscape Architectural Services?+28% growth
Which SBA Program Do Landscape Architectural Services Businesses Use Most?
What Is the Best SBA Loan for Landscape Architectural Services?
The most widely used SBA program for landscape architectural services businesses — flexible terms, multiple use cases
Where Are Landscape Architectural Services SBA Loans Most Common?
Top SBA Lenders for Landscape Architectural Services
These banks have funded the most SBA loans for landscape architectural services businesses (NAICS 541320). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 330 | $16.3M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 246 | $27.1M |
| 3 | Citizens Bank, National Association(RI) | 245 | $7.6M |
| 4 | Wells Fargo Bank National Association(SD) | 184 | $36.1M |
| 5 | PNC Bank, National Association(DE) | 168 | $8.3M |
Landscape Architectural Services Industry Context
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How Does SBA Lending Work for Landscape Architectural Services Businesses?
Across all SBA loan programs, 3,584 loans have been approved for businesses classified under NAICS 541320 (Landscape Architectural Services), representing $650.1M in total capital deployed. The average approved loan of $181K is 47% below avg the national SBA average of $340K, with typical repayment terms of 107 months.
SBA lending for landscape architectural services is accelerating — loan volume has grown approximately 28% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching landscape architectural services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Landscape Architectural Services SBA Loans
What is the average SBA loan size for landscape architectural services businesses?
Which SBA loan program is best for a landscape architectural services business?
How many lenders fund SBA loans for landscape architectural services?
What states have the most SBA lending for landscape architectural services?
How does PeerSense help landscape architectural services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Landscape Architectural Services defined by NAICS code 541320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.