How Much Can Interurban and Rural Bus Transportation Businesses Get in SBA Loans?
119 SBA loans totaling $57.3M have been approved for interurban and rural bus transportation businesses (NAICS 485210). The average approved SBA loan is $481K, which is 41% above avg the $340K national average. 68 active lenders fund this industry.
NAICS 485210 (Interurban and Rural Bus Transportation) received 119 SBA loans worth $57.3M across 5+ states. Average loan $481K, average term 109 months.68 active SBA-approved lenders fund this industry. Most interurban and rural bus transportation loans use the SBA 7(a) program. There are approximately 549 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Interurban and Rural Bus Transportation?+100% growth
Which SBA Program Do Interurban and Rural Bus Transportation Businesses Use Most?
What Is the Best SBA Loan for Interurban and Rural Bus Transportation?
The most widely used SBA program for interurban and rural bus transportation businesses — flexible terms, multiple use cases
Where Are Interurban and Rural Bus Transportation SBA Loans Most Common?
Top SBA Lenders for Interurban and Rural Bus Transportation
These banks have funded the most SBA loans for interurban and rural bus transportation businesses (NAICS 485210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Citizens Bank, National Association(RI) | 8 | $807K |
| 2 | JPMorgan Chase Bank, National Association(OH) | 6 | $1.1M |
| 3 | Bank of America, National Association(NC) | 6 | $1.4M |
| 4 | PNC Bank, National Association(DE) | 5 | $2.8M |
| 5 | Wells Fargo Bank National Association(SD) | 4 | $735K |
Interurban and Rural Bus Transportation Industry Context
Ready to Fund Your Interurban and Rural Bus Transportation Business?
PeerSense places SBA loans for interurban and rural bus transportation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Interurban and Rural Bus Transportation Businesses?
Across all SBA loan programs, 119 loans have been approved for businesses classified under NAICS 485210 (Interurban and Rural Bus Transportation), representing $57.3M in total capital deployed. The average approved loan of $481K is 41% above avg the national SBA average of $340K, with typical repayment terms of 109 months.
SBA lending for interurban and rural bus transportation is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching interurban and rural bus transportation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Interurban and Rural Bus Transportation SBA Loans
What is the average SBA loan size for interurban and rural bus transportation businesses?
Which SBA loan program is best for a interurban and rural bus transportation business?
How many lenders fund SBA loans for interurban and rural bus transportation?
What states have the most SBA lending for interurban and rural bus transportation?
How does PeerSense help interurban and rural bus transportation businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Interurban and Rural Bus Transportation defined by NAICS code 485210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.