How Much Can Interior Design Services Businesses Get in SBA Loans?
4,105 SBA loans totaling $793.9M have been approved for interior design services businesses (NAICS 541410). The average approved SBA loan is $193K, which is 43% below avg the $340K national average. 515 active lenders fund this industry with a 15.3% historical default rate.
NAICS 541410 (Interior Design Services) received 4,105 SBA loans worth $793.9M across 5+ states. Average loan $193K, average term 109 months, default rate 15.3%.515 active SBA-approved lenders fund this industry. Most interior design services loans use the SBA 7(a) program.
Is SBA Lending Growing for Interior Design Services?+62% growth
Which SBA Program Do Interior Design Services Businesses Use Most?
What Is the Best SBA Loan for Interior Design Services?
The most widely used SBA program for interior design services businesses — flexible terms, multiple use cases
Where Are Interior Design Services SBA Loans Most Common?
Top SBA Lenders for Interior Design Services
These banks have funded the most SBA loans for interior design services businesses (NAICS 541410). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 425 | $27.5M |
| 2 | Wells Fargo Bank National Association(SD) | 323 | $48.4M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 288 | $26.8M |
| 4 | Citizens Bank, National Association(RI) | 184 | $6.4M |
| 5 | U.S. Bank, National Association(OH) | 176 | $31.1M |
Ready to Fund Your Interior Design Services Business?
PeerSense places SBA loans for interior design services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
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How Does SBA Lending Work for Interior Design Services Businesses?
Across all SBA loan programs, 4,105 loans have been approved for businesses classified under NAICS 541410 (Interior Design Services), representing $793.9M in total capital deployed. The average approved loan of $193K is 43% below avg the national SBA average of $340K, with typical repayment terms of 109 months.
SBA lending for interior design services is accelerating — loan volume has grown approximately 62% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching interior design services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Interior Design Services SBA Loans
What is the average SBA loan size for interior design services businesses?
Which SBA loan program is best for a interior design services business?
How many lenders fund SBA loans for interior design services?
What states have the most SBA lending for interior design services?
How does PeerSense help interior design services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Interior Design Services defined by NAICS code 541410. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.