How Much Can Inland Water Passenger Water Transportation Businesses Get in SBA Loans?
62 SBA loans totaling $26.3M have been approved for inland water passenger water transportation businesses (NAICS 483212). The average approved SBA loan is $425K, which is 25% above avg the $340K national average. 41 active lenders fund this industry.
NAICS 483212 (Inland Water Passenger Water Transportation) received 62 SBA loans worth $26.3M across 5+ states. Average loan $425K, average term 123 months.41 active SBA-approved lenders fund this industry. Most inland water passenger water transportation loans use the SBA 7(a) program. There are approximately 303 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Inland Water Passenger Water Transportation?-80% decline
Which SBA Program Do Inland Water Passenger Water Transportation Businesses Use Most?
What Is the Best SBA Loan for Inland Water Passenger Water Transportation?
The most widely used SBA program for inland water passenger water transportation businesses — flexible terms, multiple use cases
Where Are Inland Water Passenger Water Transportation SBA Loans Most Common?
Top SBA Lenders for Inland Water Passenger Water Transportation
These banks have funded the most SBA loans for inland water passenger water transportation businesses (NAICS 483212). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 4 | $55K |
| 2 | Empire State Certified Develop(NY) | 3 | $1.5M |
| 3 | Citizens Bank, National Association(RI) | 3 | $55K |
| 4 | Banner Bank(WA) | 3 | $1.2M |
| 5 | UMB Bank, National Association(MO) | 3 | $460K |
Inland Water Passenger Water Transportation Industry Context
Ready to Fund Your Inland Water Passenger Water Transportation Business?
PeerSense places SBA loans for inland water passenger water transportation businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Inland Water Passenger Water Transportation Businesses?
Across all SBA loan programs, 62 loans have been approved for businesses classified under NAICS 483212 (Inland Water Passenger Water Transportation), representing $26.3M in total capital deployed. The average approved loan of $425K is 25% above avg the national SBA average of $340K, with typical repayment terms of 123 months.
SBA lending for inland water passenger water transportation has contracted approximately 80% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 41 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching inland water passenger water transportation business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Inland Water Passenger Water Transportation SBA Loans
What is the average SBA loan size for inland water passenger water transportation businesses?
Which SBA loan program is best for a inland water passenger water transportation business?
How many lenders fund SBA loans for inland water passenger water transportation?
What states have the most SBA lending for inland water passenger water transportation?
How does PeerSense help inland water passenger water transportation businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Inland Water Passenger Water Transportation defined by NAICS code 483212. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.