Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 493110Transportation & Warehousing

How Much Can General Warehousing and Storage Businesses Get in SBA Loans?

1,223 SBA loans totaling $1.0B have been approved for general warehousing and storage businesses (NAICS 493110). The average approved SBA loan is $843K, which is 148% above avg the $340K national average. 338 active lenders fund this industry with a 8.3% default rate on the matured 2018-2021 loan cohort.

Low default risk8.3% vs 15.4% all-industry avg

At 8.3%, General Warehousing and Storage sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 493110 (General Warehousing and Storage) received 1,223 SBA loans worth $1.0B across 5+ states. Average loan $843K, average term 171 months, 8.3% default rate (resolved-loan basis).338 active SBA-approved lenders fund this industry. Most general warehousing and storage loans use the SBA 504 program. There are approximately 15,416 U.S. establishments in this industry (Census 2022).

1,223
Total SBA Loans
$1.0B
Total Volume
$843K
Avg Loan Size
148% above avg
338
Active Lenders
171 mo
Avg Term
32% above avg
16,713
Jobs Supported

Is SBA Lending Growing for General Warehousing and Storage?

44
51
41
49
46
82
48
66
65
63
16
17
18
19
20
21
22
23
24
25
$43.1M
$52.1M
$39.6M
$46.6M
$54.0M
$96.7M
$65.2M
$83.0M
$70.1M
$54.9M

Which SBA Program Do General Warehousing and Storage Businesses Use Most?

SBA 7(a)873 (71%)
SBA 504350 (29%)

What Is the Best SBA Loan for General Warehousing and Storage?

SBA 504

29% of general warehousing and storage loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $843K
Typical term: 171 months
Historical avg rate: 7.22%
338+ lenders active in this industry
Default rate (2018–21 matured cohort): 8.3%

Where Are General Warehousing and Storage SBA Loans Most Common?

#1
CA
193 loans
$186.3M
#2
TX
93 loans
$83.5M
#3
NY
81 loans
$42.4M
#4
NJ
76 loans
$98.4M
#5
IL
60 loans
$38.1M

Top SBA Lenders for General Warehousing and Storage

These banks have funded the most SBA loans for general warehousing and storage businesses (NAICS 493110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)47$20.9M
2U.S. Bank, National Association(OH)41$17.9M
3JPMorgan Chase Bank, National Association(OH)38$7.7M
4The Huntington National Bank(OH)37$13.9M
5Bank of America, National Association(NC)33$14.6M

General Warehousing and Storage Industry Context

U.S. Establishments
15,416
U.S. Census Bureau · 2022
SBA Penetration
7.93%
SBA loans per establishment

Ready to Fund Your General Warehousing and Storage Business?

PeerSense places SBA loans for general warehousing and storage businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a General Warehousing and Storage business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for General Warehousing and Storage Businesses?

Across all SBA loan programs, 1,223 loans have been approved for businesses classified under NAICS 493110 (General Warehousing and Storage), representing $1.0B in total capital deployed. The average approved loan of $843K is 148% above avg the national SBA average of $340K, with typical repayment terms of 171 months.

SBA lending for general warehousing and storage has remained relatively stable across recent fiscal years. 338 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 29% of SBA loans in this industry use the 504 program — well above the national average — indicating that general warehousing and storage businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching general warehousing and storage business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — General Warehousing and Storage SBA Loans

What is the average SBA loan size for general warehousing and storage businesses?
Based on 1,223 approved SBA loans, the average loan size for general warehousing and storage (NAICS 493110) is $843K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a general warehousing and storage business?
SBA 504 is the most commonly used SBA program for general warehousing and storage businesses. 29% of general warehousing and storage loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for general warehousing and storage?
338 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the general warehousing and storage sector.
What states have the most SBA lending for general warehousing and storage?
CA leads with 193 SBA loans and $186.3M in total volume for general warehousing and storage businesses. TX, NY, NJ also show strong lending activity in this sector.
How does PeerSense help general warehousing and storage businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the general warehousing and storage industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). General Warehousing and Storage defined by NAICS code 493110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.