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NAICS 493130Transportation & WarehousingLending Growing

How Much Can Farm Product Warehousing and Storage Businesses Get in SBA Loans?

140 SBA loans totaling $68.5M have been approved for farm product warehousing and storage businesses (NAICS 493130). The average approved SBA loan is $489K, which is 44% above avg the $340K national average. 93 active lenders fund this industry with a 6.8% default rate on the matured 2018-2021 loan cohort.

Low default risk6.8% vs 15.4% all-industry avg

At 6.8%, Farm Product Warehousing and Storage sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 493130 (Farm Product Warehousing and Storage) received 140 SBA loans worth $68.5M across 5+ states. Average loan $489K, average term 138 months, 6.8% default rate (resolved-loan basis).93 active SBA-approved lenders fund this industry. Most farm product warehousing and storage loans use the SBA 7(a) program. There are approximately 774 U.S. establishments in this industry (Census 2022).

140
Total SBA Loans
$68.5M
Total Volume
$489K
Avg Loan Size
44% above avg
93
Active Lenders
138 mo
Avg Term
6% above avg
663
Jobs Supported

Is SBA Lending Growing for Farm Product Warehousing and Storage?+100% growth

3
3
1
1
1
3
2
16
17
19
20
21
22
23
$6.6M
$90K
$1.8M
$310K
$2.9M
$1.6M
$2.1M

Which SBA Program Do Farm Product Warehousing and Storage Businesses Use Most?

SBA 7(a)106 (76%)
SBA 50434 (24%)

What Is the Best SBA Loan for Farm Product Warehousing and Storage?

SBA 7(a)

The most widely used SBA program for farm product warehousing and storage businesses — flexible terms, multiple use cases

Industry avg loan: $489K
Typical term: 138 months
Historical avg rate: 6.14%
93+ lenders active in this industry
Default rate (2018–21 matured cohort): 6.8%

Where Are Farm Product Warehousing and Storage SBA Loans Most Common?

#1
MN
20 loans
$6.9M
#2
ND
17 loans
$6.7M
#3
TX
8 loans
$7.2M
#4
NY
8 loans
$956K
#5
CA
7 loans
$4.2M

Top SBA Lenders for Farm Product Warehousing and Storage

These banks have funded the most SBA loans for farm product warehousing and storage businesses (NAICS 493130). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Minnwest Bank(MN)5$2.3M
2Strasburg State Bank(ND)5$3.0M
3Wells Fargo Bank National Association(SD)4$5.4M
4UMB Bank, National Association(MO)4$1.0M
5The Eastern Colorado Bank(CO)4$1.6M

Farm Product Warehousing and Storage Industry Context

U.S. Establishments
774
U.S. Census Bureau · 2022
SBA Penetration
18.09%
SBA loans per establishment

Ready to Fund Your Farm Product Warehousing and Storage Business?

PeerSense places SBA loans for farm product warehousing and storage businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Farm Product Warehousing and Storage business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Farm Product Warehousing and Storage Businesses?

Across all SBA loan programs, 140 loans have been approved for businesses classified under NAICS 493130 (Farm Product Warehousing and Storage), representing $68.5M in total capital deployed. The average approved loan of $489K is 44% above avg the national SBA average of $340K, with typical repayment terms of 138 months.

SBA lending for farm product warehousing and storage is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

Notably, 24% of SBA loans in this industry use the 504 program — well above the national average — indicating that farm product warehousing and storage businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching farm product warehousing and storage business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Farm Product Warehousing and Storage SBA Loans

What is the average SBA loan size for farm product warehousing and storage businesses?
Based on 140 approved SBA loans, the average loan size for farm product warehousing and storage (NAICS 493130) is $489K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a farm product warehousing and storage business?
SBA 7(a) is the most commonly used SBA program for farm product warehousing and storage businesses. The most widely used SBA program for farm product warehousing and storage businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for farm product warehousing and storage?
93 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the farm product warehousing and storage sector.
What states have the most SBA lending for farm product warehousing and storage?
MN leads with 20 SBA loans and $6.9M in total volume for farm product warehousing and storage businesses. ND, TX, NY also show strong lending activity in this sector.
How does PeerSense help farm product warehousing and storage businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the farm product warehousing and storage industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Farm Product Warehousing and Storage defined by NAICS code 493130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.