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NAICS 115113Agriculture, Forestry & FishingLending Growing

How Much Can Crop Harvesting, Primarily by Machine Businesses Get in SBA Loans?

231 SBA loans totaling $50.2M have been approved for crop harvesting, primarily by machine businesses (NAICS 115113). The average approved SBA loan is $217K, which is 36% below avg the $340K national average. 124 active lenders fund this industry with a 8.3% default rate on the matured 2018-2021 loan cohort.

Low default risk8.3% vs 15.4% all-industry avg

At 8.3%, Crop Harvesting, Primarily by Machine sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 115113 (Crop Harvesting, Primarily by Machine) received 231 SBA loans worth $50.2M across 5+ states. Average loan $217K, average term 82 months, 8.3% default rate (resolved-loan basis).124 active SBA-approved lenders fund this industry. Most crop harvesting, primarily by machine loans use the SBA 7(a) program. There are approximately 382 U.S. establishments in this industry (Census 2022).

231
Total SBA Loans
$50.2M
Total Volume
$217K
Avg Loan Size
36% below avg
124
Active Lenders
82 mo
Avg Term
37% below avg
1,009
Jobs Supported

Is SBA Lending Growing for Crop Harvesting, Primarily by Machine?+100% growth

6
12
6
6
7
4
6
2
12
16
17
18
19
20
21
22
23
24
$857K
$4.5M
$1.1M
$865K
$1.7M
$989K
$3.5M
$520K
$4.8M

Which SBA Program Do Crop Harvesting, Primarily by Machine Businesses Use Most?

SBA 7(a)224 (97%)
SBA 5047 (3%)

What Is the Best SBA Loan for Crop Harvesting, Primarily by Machine?

SBA 7(a)

The most widely used SBA program for crop harvesting, primarily by machine businesses — flexible terms, multiple use cases

Industry avg loan: $217K
Typical term: 82 months
Historical avg rate: 7.01%
124+ lenders active in this industry
Default rate (2018–21 matured cohort): 8.3%

Where Are Crop Harvesting, Primarily by Machine SBA Loans Most Common?

#1
CA
47 loans
$11.4M
#2
KS
31 loans
$5.2M
#3
ND
27 loans
$4.4M
#4
MN
15 loans
$2.3M
#5
WI
11 loans
$4.0M

Top SBA Lenders for Crop Harvesting, Primarily by Machine

These banks have funded the most SBA loans for crop harvesting, primarily by machine businesses (NAICS 115113). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)14$658K
2Bank of the Sierra(CA)10$2.2M
3Hiawatha National Bank(WI)7$2.3M
4The Union Bank(ND)7$2.4M
5Magnifi Financial CU(MN)6$1.2M

Crop Harvesting, Primarily by Machine Industry Context

U.S. Establishments
382
U.S. Census Bureau · 2022
SBA Penetration
60.47%
SBA loans per establishment

Ready to Fund Your Crop Harvesting, Primarily by Machine Business?

PeerSense places SBA loans for crop harvesting, primarily by machine businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Crop Harvesting, Primarily by Machine business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Crop Harvesting, Primarily by Machine Businesses?

Across all SBA loan programs, 231 loans have been approved for businesses classified under NAICS 115113 (Crop Harvesting, Primarily by Machine), representing $50.2M in total capital deployed. The average approved loan of $217K is 36% below avg the national SBA average of $340K, with typical repayment terms of 82 months.

SBA lending for crop harvesting, primarily by machine is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.

The overwhelming majority of SBA lending for crop harvesting, primarily by machine uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching crop harvesting, primarily by machine business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Crop Harvesting, Primarily by Machine SBA Loans

What is the average SBA loan size for crop harvesting, primarily by machine businesses?
Based on 231 approved SBA loans, the average loan size for crop harvesting, primarily by machine (NAICS 115113) is $217K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a crop harvesting, primarily by machine business?
SBA 7(a) is the most commonly used SBA program for crop harvesting, primarily by machine businesses. The most widely used SBA program for crop harvesting, primarily by machine businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for crop harvesting, primarily by machine?
124 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the crop harvesting, primarily by machine sector.
What states have the most SBA lending for crop harvesting, primarily by machine?
CA leads with 47 SBA loans and $11.4M in total volume for crop harvesting, primarily by machine businesses. KS, ND, MN also show strong lending activity in this sector.
How does PeerSense help crop harvesting, primarily by machine businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the crop harvesting, primarily by machine industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Crop Harvesting, Primarily by Machine defined by NAICS code 115113. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.