How Much Can Cotton Farming Businesses Get in SBA Loans?
26 SBA loans totaling $7.2M have been approved for cotton farming businesses (NAICS 111920). The average approved SBA loan is $277K, which is 19% below avg the $340K national average. 15 active lenders fund this industry.
NAICS 111920 (Cotton Farming) received 26 SBA loans worth $7.2M across 5+ states. Average loan $277K, average term 97 months.15 active SBA approved lenders fund this industry. Most cotton farming loans use the SBA 7(a) program. There are approximately 23,332 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Cotton Farming?-50% decline
Which SBA Program Do Cotton Farming Businesses Use Most?
What Is the Best SBA Loan for Cotton Farming?
The most widely used SBA program for cotton farming businesses: flexible terms, multiple use cases
Where Are Cotton Farming SBA Loans Most Common?
SBA Lending Activity in Cotton Farming
15 SBA lenders have funded 26 loans to cotton farming businesses (NAICS 111920). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Cotton Farming Industry Context
Talk to PeerSense
PeerSense sources capital for cotton farming businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Cotton Farming business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Cotton Farming Businesses?
Across all SBA loan programs, 26 loans have been approved for businesses classified under NAICS 111920 (Cotton Farming), representing $7.2M in total capital deployed. The average approved loan of $277K is 19% below avg the national SBA average of $340K, with typical repayment terms of 97 months.
SBA lending for cotton farming has contracted approximately 50% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 15 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for cotton farming uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
Talk to PeerSense about a cotton farming file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Cotton Farming SBA Loans
What is the average SBA loan size for cotton farming businesses?
Which SBA loan program is best for a cotton farming business?
How many lenders fund SBA loans for cotton farming?
What states have the most SBA lending for cotton farming?
How does PeerSense help cotton farming businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Cotton Farming defined by NAICS code 111920. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.