How Much Can Computer Systems Design Services Businesses Get in SBA Loans?
9,190 SBA loans totaling $2.1B have been approved for computer systems design services businesses (NAICS 541512). The average approved SBA loan is $226K, which is 34% below avg the $340K national average. 791 active lenders fund this industry with a 13.6% default rate on the matured 2018-2021 loan cohort.
At 13.6%, Computer Systems Design Services sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 541512 (Computer Systems Design Services) received 9,190 SBA loans worth $2.1B across 5+ states. Average loan $226K, average term 98 months, 13.6% default rate (resolved-loan basis).791 active SBA-approved lenders fund this industry. Most computer systems design services loans use the SBA 7(a) program.
Is SBA Lending Growing for Computer Systems Design Services?+46% growth
Which SBA Program Do Computer Systems Design Services Businesses Use Most?
What Is the Best SBA Loan for Computer Systems Design Services?
The most widely used SBA program for computer systems design services businesses — flexible terms, multiple use cases
Where Are Computer Systems Design Services SBA Loans Most Common?
Top SBA Lenders for Computer Systems Design Services
These banks have funded the most SBA loans for computer systems design services businesses (NAICS 541512). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 879 | $92.7M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 775 | $105.6M |
| 3 | Wells Fargo Bank National Association(SD) | 651 | $117.7M |
| 4 | U.S. Bank, National Association(OH) | 509 | $68.8M |
| 5 | Citizens Bank, National Association(RI) | 419 | $26.8M |
Computer Systems Design Services Industry Context
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How Does SBA Lending Work for Computer Systems Design Services Businesses?
Across all SBA loan programs, 9,190 loans have been approved for businesses classified under NAICS 541512 (Computer Systems Design Services), representing $2.1B in total capital deployed. The average approved loan of $226K is 34% below avg the national SBA average of $340K, with typical repayment terms of 98 months.
SBA lending for computer systems design services is accelerating — loan volume has grown approximately 46% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching computer systems design services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Computer Systems Design Services SBA Loans
What is the average SBA loan size for computer systems design services businesses?
Which SBA loan program is best for a computer systems design services business?
How many lenders fund SBA loans for computer systems design services?
What states have the most SBA lending for computer systems design services?
How does PeerSense help computer systems design services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Computer Systems Design Services defined by NAICS code 541512. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.