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NAICS 485113Transportation & Warehousing

How Much Can Bus and Other Motor Vehicle Transit Systems Businesses Get in SBA Loans?

99 SBA loans totaling $29.7M have been approved for bus and other motor vehicle transit systems businesses (NAICS 485113). The average approved SBA loan is $300K, which is 12% below avg the $340K national average. 48 active lenders fund this industry.

Quick Answer

NAICS 485113 (Bus and Other Motor Vehicle Transit Systems) received 99 SBA loans worth $29.7M across 5+ states. Average loan $300K, average term 94 months.48 active SBA-approved lenders fund this industry. Most bus and other motor vehicle transit systems loans use the SBA 7(a) program. There are approximately 537 U.S. establishments in this industry (Census 2022).

99
Total SBA Loans
$29.7M
Total Volume
$300K
Avg Loan Size
12% below avg
48
Active Lenders
94 mo
Avg Term
28% below avg
1,683
Jobs Supported

Is SBA Lending Growing for Bus and Other Motor Vehicle Transit Systems?

7
4
2
2
2
1
2
16
17
18
19
21
23
25
$1.2M
$2.0M
$2.1M
$300K
$57K
$700K
$3.5M

Which SBA Program Do Bus and Other Motor Vehicle Transit Systems Businesses Use Most?

SBA 7(a)96 (97%)
SBA 5043 (3%)

What Is the Best SBA Loan for Bus and Other Motor Vehicle Transit Systems?

SBA 7(a)

The most widely used SBA program for bus and other motor vehicle transit systems businesses — flexible terms, multiple use cases

Industry avg loan: $300K
Typical term: 94 months
Historical avg rate: 6.54%
48+ lenders active in this industry

Where Are Bus and Other Motor Vehicle Transit Systems SBA Loans Most Common?

#1
CA
15 loans
$8.9M
#2
NY
13 loans
$2.5M
#3
FL
11 loans
$3.1M
#4
LA
6 loans
$1.3M
#5
MA
6 loans
$508K

Top SBA Lenders for Bus and Other Motor Vehicle Transit Systems

These banks have funded the most SBA loans for bus and other motor vehicle transit systems businesses (NAICS 485113). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)14$447K
2JPMorgan Chase Bank, National Association(OH)10$2.1M
3Hancock Whitney Bank(MS)6$1.6M
4Truist Bank(NC)5$2.7M
5VelocitySBA, LLC(TX)3$25K

Bus and Other Motor Vehicle Transit Systems Industry Context

U.S. Establishments
537
U.S. Census Bureau · 2022
U.S. Employment
28,615,000
BLS · 2026
SBA Penetration
18.44%
SBA loans per establishment

Ready to Fund Your Bus and Other Motor Vehicle Transit Systems Business?

PeerSense places SBA loans for bus and other motor vehicle transit systems businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Bus and Other Motor Vehicle Transit Systems business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Bus and Other Motor Vehicle Transit Systems Businesses?

Across all SBA loan programs, 99 loans have been approved for businesses classified under NAICS 485113 (Bus and Other Motor Vehicle Transit Systems), representing $29.7M in total capital deployed. The average approved loan of $300K is 12% below avg the national SBA average of $340K, with typical repayment terms of 94 months.

SBA lending for bus and other motor vehicle transit systems has remained relatively stable across recent fiscal years. 48 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for bus and other motor vehicle transit systems uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching bus and other motor vehicle transit systems business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Bus and Other Motor Vehicle Transit Systems SBA Loans

What is the average SBA loan size for bus and other motor vehicle transit systems businesses?
Based on 99 approved SBA loans, the average loan size for bus and other motor vehicle transit systems (NAICS 485113) is $300K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a bus and other motor vehicle transit systems business?
SBA 7(a) is the most commonly used SBA program for bus and other motor vehicle transit systems businesses. The most widely used SBA program for bus and other motor vehicle transit systems businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for bus and other motor vehicle transit systems?
48 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the bus and other motor vehicle transit systems sector.
What states have the most SBA lending for bus and other motor vehicle transit systems?
CA leads with 15 SBA loans and $8.9M in total volume for bus and other motor vehicle transit systems businesses. NY, FL, LA also show strong lending activity in this sector.
How does PeerSense help bus and other motor vehicle transit systems businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the bus and other motor vehicle transit systems industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Bus and Other Motor Vehicle Transit Systems defined by NAICS code 485113. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.