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NAICS 111331Agriculture, Forestry & FishingLending Growing

How Much Can Apple Orchards Businesses Get in SBA Loans?

47 SBA loans totaling $22.7M have been approved for apple orchards businesses (NAICS 111331). The average approved SBA loan is $484K, which is 42% above avg the $340K national average. 32 active lenders fund this industry.

Quick Answer

NAICS 111331 (Apple Orchards) received 47 SBA loans worth $22.7M across 5+ states. Average loan $484K, average term 164 months.32 active SBA-approved lenders fund this industry. Most apple orchards loans use the SBA 7(a) program. There are approximately 23,332 U.S. establishments in this industry (Census 2022).

47
Total SBA Loans
$22.7M
Total Volume
$484K
Avg Loan Size
42% above avg
32
Active Lenders
164 mo
Avg Term
26% above avg
829
Jobs Supported

Is SBA Lending Growing for Apple Orchards?+200% growth

4
5
2
1
1
1
1
2
2
6
16
17
18
19
20
21
22
23
24
25
$118K
$643K
$3.4M
$656K
$682K
$1.0M
$1.8M
$764K
$90K
$4.5M

Which SBA Program Do Apple Orchards Businesses Use Most?

SBA 7(a)38 (81%)
SBA 5049 (19%)

What Is the Best SBA Loan for Apple Orchards?

SBA 7(a)

The most widely used SBA program for apple orchards businesses — flexible terms, multiple use cases

Industry avg loan: $484K
Typical term: 164 months
Historical avg rate: 7.28%
32+ lenders active in this industry

Where Are Apple Orchards SBA Loans Most Common?

#1
NY
6 loans
$597K
#2
PA
6 loans
$6.8M
#3
MN
4 loans
$408K
#4
WA
4 loans
$1.2M
#5
ME
3 loans
$178K

Top SBA Lenders for Apple Orchards

These banks have funded the most SBA loans for apple orchards businesses (NAICS 111331). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Manufacturers and Traders Trust Company(NY)6$697K
2Banner Bank(WA)3$267K
3Bangor Savings Bank(ME)3$178K
4Citizens Bank, National Association(RI)2$3.4M
5South Eastern Economic Develop(PA)2$3.0M

Apple Orchards Industry Context

U.S. Establishments
23,332
U.S. Census Bureau · 2022
SBA Penetration
0.20%
SBA loans per establishment

Ready to Fund Your Apple Orchards Business?

PeerSense places SBA loans for apple orchards businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Apple Orchards business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Apple Orchards Businesses?

Across all SBA loan programs, 47 loans have been approved for businesses classified under NAICS 111331 (Apple Orchards), representing $22.7M in total capital deployed. The average approved loan of $484K is 42% above avg the national SBA average of $340K, with typical repayment terms of 164 months.

SBA lending for apple orchards is accelerating — loan volume has grown approximately 200% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching apple orchards business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Apple Orchards SBA Loans

What is the average SBA loan size for apple orchards businesses?
Based on 47 approved SBA loans, the average loan size for apple orchards (NAICS 111331) is $484K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a apple orchards business?
SBA 7(a) is the most commonly used SBA program for apple orchards businesses. The most widely used SBA program for apple orchards businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for apple orchards?
32 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the apple orchards sector.
What states have the most SBA lending for apple orchards?
NY leads with 6 SBA loans and $597K in total volume for apple orchards businesses. PA, MN, WA also show strong lending activity in this sector.
How does PeerSense help apple orchards businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the apple orchards industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Apple Orchards defined by NAICS code 111331. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.