What is the SBA loan default rate for Apple Orchards?

32 lenders actively fund Apple Orchards. A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Apple Orchards?

The SBA 7(a) program is the most commonly used for Apple Orchards businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 111331Agriculture, Forestry & FishingLending Growing

How Much Can Apple Orchards Businesses Get in SBA Loans?

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47 SBA loans totaling $22.7M have been approved for apple orchards businesses (NAICS 111331). The average approved SBA loan is $484K, which is 42% above avg the $340K national average. 32 active lenders fund this industry.

Quick Answer

NAICS 111331 (Apple Orchards) received 47 SBA loans worth $22.7M across 5+ states. Average loan $484K, average term 164 months.32 active SBA approved lenders fund this industry. Most apple orchards loans use the SBA 7(a) program. There are approximately 23,332 U.S. establishments in this industry (Census 2022).

Total SBA Loans

$22.7M

Total Volume

$484K

Avg Loan Size

42% above avg

Active Lenders

164 mo

Avg Term

26% above avg

829

Jobs Supported

Is SBA Lending Growing for Apple Orchards?+200% growth

$118K

$643K

$3.4M

$656K

$682K

$1.0M

$1.8M

$764K

$90K

$4.5M

Which SBA Program Do Apple Orchards Businesses Use Most?

SBA 7(a)38 (81%)

SBA 5049 (19%)

What Is the Best SBA Loan for Apple Orchards?

SBA 7(a)

The most widely used SBA program for apple orchards businesses: flexible terms, multiple use cases

Industry avg loan: $484K

Typical term: 164 months

Historical avg rate: 7.28%

32+ lenders active in this industry

Where Are Apple Orchards SBA Loans Most Common?

6 loans

$597K

6 loans

$6.8M

4 loans

$408K

4 loans

$1.2M

3 loans

$178K

SBA Lending Activity in Apple Orchards

32 SBA lenders have funded 47 loans to apple orchards businesses (NAICS 111331). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

Active lenders

Total volume

$22.7M

Avg loan size

$484K

Browse all SBA lenders

Apple Orchards Industry Context

U.S. Establishments

23,332

U.S. Census Bureau · 2022

SBA Penetration

0.20%

SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for apple orchards businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Apple Orchards business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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How Does SBA Lending Work for Apple Orchards Businesses?

Across all SBA loan programs, 47 loans have been approved for businesses classified under NAICS 111331 (Apple Orchards), representing $22.7M in total capital deployed. The average approved loan of $484K is 42% above avg the national SBA average of $340K, with typical repayment terms of 164 months.

SBA lending for apple orchards is accelerating. Loan volume has grown approximately 200% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

Talk to PeerSense about a apple orchards file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

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Frequently Asked Questions: Apple Orchards SBA Loans

What is the average SBA loan size for apple orchards businesses?

Based on 47 approved SBA loans, the average loan size for apple orchards (NAICS 111331) is $484K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a apple orchards business?

SBA 7(a) is the most commonly used SBA program for apple orchards businesses. The most widely used SBA program for apple orchards businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for apple orchards?

32 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a apple orchards file.

What states have the most SBA lending for apple orchards?

NY leads with 6 SBA loans and $597K in total volume for apple orchards businesses. PA, MN, WA also show strong lending activity in this sector.

How does PeerSense help apple orchards businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a apple orchards file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

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Data aggregated from SBA loan records (1992 to 2025). Apple Orchards defined by NAICS code 111331. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.