How Much Can Amusement Arcades Businesses Get in SBA Loans?
1,282 SBA loans totaling $504.1M have been approved for amusement arcades businesses (NAICS 713120). The average approved SBA loan is $393K, which is 15% above avg the $340K national average. 406 active lenders fund this industry with a 23.3% default rate on the matured 2018-2021 loan cohort.
At 23.3%, Amusement Arcades sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 713120 (Amusement Arcades) received 1,282 SBA loans worth $504.1M across 5+ states. Average loan $393K, average term 111 months, 23.3% default rate (resolved-loan basis).406 active SBA-approved lenders fund this industry. Most amusement arcades loans use the SBA 7(a) program. There are approximately 3,392 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Amusement Arcades?+41% growth
Which SBA Program Do Amusement Arcades Businesses Use Most?
What Is the Best SBA Loan for Amusement Arcades?
The most widely used SBA program for amusement arcades businesses — flexible terms, multiple use cases
Where Are Amusement Arcades SBA Loans Most Common?
Top SBA Lenders for Amusement Arcades
These banks have funded the most SBA loans for amusement arcades businesses (NAICS 713120). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 75 | $14.0M |
| 2 | Wells Fargo Bank National Association(SD) | 59 | $15.2M |
| 3 | U.S. Bank, National Association(OH) | 35 | $11.9M |
| 4 | TD Bank, National Association(DE) | 34 | $4.8M |
| 5 | Manufacturers and Traders Trust Company(NY) | 33 | $9.6M |
Amusement Arcades Industry Context
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How Does SBA Lending Work for Amusement Arcades Businesses?
Across all SBA loan programs, 1,282 loans have been approved for businesses classified under NAICS 713120 (Amusement Arcades), representing $504.1M in total capital deployed. The average approved loan of $393K is 15% above avg the national SBA average of $340K, with typical repayment terms of 111 months.
SBA lending for amusement arcades is accelerating — loan volume has grown approximately 41% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching amusement arcades business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Amusement Arcades SBA Loans
What is the average SBA loan size for amusement arcades businesses?
Which SBA loan program is best for a amusement arcades business?
How many lenders fund SBA loans for amusement arcades?
What states have the most SBA lending for amusement arcades?
How does PeerSense help amusement arcades businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Amusement Arcades defined by NAICS code 713120. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.