How Much Can Amusement and Theme Parks Businesses Get in SBA Loans?
954 SBA loans totaling $675.2M have been approved for amusement and theme parks businesses (NAICS 713110). The average approved SBA loan is $708K, which is 108% above avg the $340K national average. 332 active lenders fund this industry with a 20.2% default rate on the matured 2018-2021 loan cohort.
At 20.2%, Amusement and Theme Parks sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 713110 (Amusement and Theme Parks) received 954 SBA loans worth $675.2M across 5+ states. Average loan $708K, average term 150 months, 20.2% default rate (resolved-loan basis).332 active SBA-approved lenders fund this industry. Most amusement and theme parks loans use the SBA 504 program. There are approximately 687 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Amusement and Theme Parks?+74% growth
Which SBA Program Do Amusement and Theme Parks Businesses Use Most?
What Is the Best SBA Loan for Amusement and Theme Parks?
14% of amusement and theme parks loans use this program — ideal for real estate and major equipment purchases
Where Are Amusement and Theme Parks SBA Loans Most Common?
Top SBA Lenders for Amusement and Theme Parks
These banks have funded the most SBA loans for amusement and theme parks businesses (NAICS 713110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | U.S. Bank, National Association(OH) | 37 | $17.9M |
| 2 | Wells Fargo Bank National Association(SD) | 35 | $14.2M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 32 | $7.5M |
| 4 | The Huntington National Bank(OH) | 27 | $9.7M |
| 5 | Live Oak Banking Company(NC) | 26 | $38.9M |
Amusement and Theme Parks Industry Context
Ready to Fund Your Amusement and Theme Parks Business?
PeerSense places SBA loans for amusement and theme parks businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Amusement and Theme Parks Businesses?
Across all SBA loan programs, 954 loans have been approved for businesses classified under NAICS 713110 (Amusement and Theme Parks), representing $675.2M in total capital deployed. The average approved loan of $708K is 108% above avg the national SBA average of $340K, with typical repayment terms of 150 months.
SBA lending for amusement and theme parks is accelerating — loan volume has grown approximately 74% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching amusement and theme parks business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Amusement and Theme Parks SBA Loans
What is the average SBA loan size for amusement and theme parks businesses?
Which SBA loan program is best for a amusement and theme parks business?
How many lenders fund SBA loans for amusement and theme parks?
What states have the most SBA lending for amusement and theme parks?
How does PeerSense help amusement and theme parks businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Amusement and Theme Parks defined by NAICS code 713110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.