Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates

SBA Loans in Chattanooga, TN

Businesses in Chattanooga, TN have closed 318 SBA loans worth $250.8M in approved capital since 2016 , supporting 3,709 local jobs. The average Chattanooga SBA loan is $789K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

318

SBA Loans Funded

$250.8M

Capital Deployed

$789K

Average Loan

3,709

Jobs Supported

4.7%

Charge Off Rate

Most active Chattanooga industries for SBA financing

Hotels (except Casino Hotels) and Motels19 loans
Full-Service Restaurants13 loans
Limited-Service Restaurants12 loans
Fitness and Recreational Sports Centers12 loans
Pet Care (except Veterinary) Services10 loans

SBA lenders actively funding TN deals

Ranked by real funding activity in TN. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Chattanooga.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Chattanooga deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

One more step: check the consent box above and type your full legal name as signature to enable the submit button.

No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Chattanooga

SBA loans in Chattanooga, TN are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 318 loans and $250.8M of approved capital on record, Chattanooga has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.