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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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SBA Loans in Carmel, IN

Businesses in Carmel, IN have closed 453 SBA loans worth $192.2M in approved capital since 2016 , supporting 4,857 local jobs. The average Carmel SBA loan is $424K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

453

SBA Loans Funded

$192.2M

Capital Deployed

$424K

Average Loan

4,857

Jobs Supported

3.3%

Charge Off Rate

Most active Carmel industries for SBA financing

Limited-Service Restaurants32 loans
Full-Service Restaurants27 loans
Fitness and Recreational Sports Centers23 loans
Beauty Salons15 loans
Custom Computer Programming Services14 loans

SBA lenders actively funding IN deals

Ranked by real funding activity in IN. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Carmel.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Carmel deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Carmel

SBA loans in Carmel, IN are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 453 loans and $192.2M of approved capital on record, Carmel has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.