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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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SBA Loans in Bellingham, WA

Businesses in Bellingham, WA have closed 371 SBA loans worth $223.6M in approved capital since 2016 , supporting 3,420 local jobs. The average Bellingham SBA loan is $603K. PeerSense reads the local lending data and matches you to the SBA lender most likely to fund your deal.

Data updated June 2026. Source: SBA 7(a) and 504 loan records, 2016 to present.

371

SBA Loans Funded

$223.6M

Capital Deployed

$603K

Average Loan

3,420

Jobs Supported

1.1%

Charge Off Rate

Most active Bellingham industries for SBA financing

Full-Service Restaurants21 loans
Limited-Service Restaurants15 loans
Hotels (except Casino Hotels) and Motels14 loans
General Automotive Repair12 loans
Offices of Chiropractors10 loans

SBA lenders actively funding WA deals

Ranked by real funding activity in WA. PeerSense reads this match and routes your deal to the lender most likely to approve and price it. You work with us, not a call list.

Get matched to an SBA lender in Bellingham.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a Bellingham deal, local or national.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

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No retainers · Referral fee at closing · Or call (317) 452-6990

How to get an SBA loan in Bellingham

SBA loans in Bellingham, WA are not limited to local banks. SBA 7(a) and 504 loans can be funded by national lenders and preferred lenders anywhere in the country, and the right out of market lender often beats a local bank on rate, term, and speed to close. What matters is matching your industry, loan size, and structure to a lender that actively funds deals like yours.

With 371 loans and $223.6M of approved capital on record, Bellingham has a deep, lender friendly track record. PeerSense uses that history to route your deal to the lender most likely to approve it, then stays with you through closing.