How Much Can Watch, Clock, and Part Manufacturing Businesses Get in SBA Loans?
49 SBA loans totaling $10.3M have been approved for watch, clock, and part manufacturing businesses (NAICS 334518). The average approved SBA loan is $210K, which is 38% below avg the $340K national average. 33 active lenders fund this industry.
NAICS 334518 (Watch, Clock, and Part Manufacturing) received 49 SBA loans worth $10.3M across 5+ states. Average loan $210K, average term 95 months.33 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Watch, Clock, and Part Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Watch, Clock, and Part Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Watch, Clock, and Part Manufacturing SBA Loans Most Common?
Top SBA Lenders for Watch, Clock, and Part Manufacturing
These banks have funded the most SBA loans for watch, clock, and part manufacturing businesses (NAICS 334518). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Citizens Bank, National Association(RI) | 6 | $760K |
| 2 | JPMorgan Chase Bank, National Association(OH) | 4 | $110K |
| 3 | First Bank of Owasso(OK) | 3 | $265K |
| 4 | First American Bank(IL) | 2 | $1.1M |
| 5 | Capital One, National Association(VA) | 2 | $85K |
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How Does SBA Lending Work for Watch, Clock, and Part Manufacturing Businesses?
Across all SBA loan programs, 49 loans have been approved for businesses classified under NAICS 334518 (Watch, Clock, and Part Manufacturing), representing $10.3M in total capital deployed. The average approved loan of $210K is 38% below avg the national SBA average of $340K, with typical repayment terms of 95 months.
SBA lending for watch, clock, and part manufacturing has remained relatively stable across recent fiscal years. 33 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for watch, clock, and part manufacturing uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Watch, Clock, and Part Manufacturing SBA Loans
What is the average SBA loan size for watch, clock, and part manufacturing businesses?
Which SBA loan program is best for a watch, clock, and part manufacturing business?
How many lenders fund SBA loans for watch, clock, and part manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help watch, clock, and part manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Watch, Clock, and Part Manufacturing defined by NAICS code 334518. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.