How Much Can Vehicular Lighting Equipment Manufacturing Businesses Get in SBA Loans?
23 SBA loans totaling $9.4M have been approved for vehicular lighting equipment manufacturing businesses (NAICS 336321). The average approved SBA loan is $408K, which is 20% above avg the $340K national average. 14 active lenders fund this industry.
NAICS 336321 (Vehicular Lighting Equipment Manufacturing) received 23 SBA loans worth $9.4M across 5+ states. Average loan $408K, average term 135 months.14 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Vehicular Lighting Equipment Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Vehicular Lighting Equipment Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Vehicular Lighting Equipment Manufacturing SBA Loans Most Common?
Top SBA Lenders for Vehicular Lighting Equipment Manufacturing
These banks have funded the most SBA loans for vehicular lighting equipment manufacturing businesses (NAICS 336321). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 5 | $2.0M |
| 2 | Enterprise Bank & Trust(MO) | 2 | $200K |
| 3 | Wells Fargo Bank National Association(SD) | 2 | $451K |
| 4 | Capital One, National Association(VA) | 2 | $75K |
| 5 | Citizens Bank, National Association(RI) | 2 | $701K |
Vehicular Lighting Equipment Manufacturing Industry Context
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How Does SBA Lending Work for Vehicular Lighting Equipment Manufacturing Businesses?
Across all SBA loan programs, 23 loans have been approved for businesses classified under NAICS 336321 (Vehicular Lighting Equipment Manufacturing), representing $9.4M in total capital deployed. The average approved loan of $408K is 20% above avg the national SBA average of $340K, with typical repayment terms of 135 months.
SBA lending for vehicular lighting equipment manufacturing has remained relatively stable across recent fiscal years. 14 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Vehicular Lighting Equipment Manufacturing SBA Loans
What is the average SBA loan size for vehicular lighting equipment manufacturing businesses?
Which SBA loan program is best for a vehicular lighting equipment manufacturing business?
How many lenders fund SBA loans for vehicular lighting equipment manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help vehicular lighting equipment manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Vehicular Lighting Equipment Manufacturing defined by NAICS code 336321. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.