How Much Can Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi Businesses Get in SBA Loans?
782 SBA loans totaling $260.1M have been approved for truck, utility trailer, and rv (recreational vehicle) rental and leasi businesses (NAICS 532120). The average approved SBA loan is $333K, which is near national avg the $340K national average. 264 active lenders fund this industry with a 11.6% default rate on the matured 2018-2021 loan cohort.
At 11.6%, Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 532120 (Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi) received 782 SBA loans worth $260.1M across 5+ states. Average loan $333K, average term 117 months, 11.6% default rate (resolved-loan basis).264 active SBA-approved lenders fund this industry. Most truck, utility trailer, and rv (recreational vehicle) rental and leasi loans use the SBA 7(a) program. There are approximately 6,309 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi?
Which SBA Program Do Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi Businesses Use Most?
What Is the Best SBA Loan for Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi?
The most widely used SBA program for truck, utility trailer, and rv (recreational vehicle) rental and leasi businesses — flexible terms, multiple use cases
Where Are Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi SBA Loans Most Common?
Top SBA Lenders for Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi
These banks have funded the most SBA loans for truck, utility trailer, and rv (recreational vehicle) rental and leasi businesses (NAICS 532120). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 74 | $8.9M |
| 2 | U.S. Bank, National Association(OH) | 40 | $9.4M |
| 3 | Zions Bank, A Division of(UT) | 31 | $3.0M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 25 | $5.0M |
| 5 | Manufacturers and Traders Trust Company(NY) | 24 | $4.7M |
Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi Industry Context
Ready to Fund Your Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi Business?
PeerSense places SBA loans for truck, utility trailer, and rv (recreational vehicle) rental and leasi businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi Businesses?
Across all SBA loan programs, 782 loans have been approved for businesses classified under NAICS 532120 (Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi), representing $260.1M in total capital deployed. The average approved loan of $333K is near national avg the national SBA average of $340K, with typical repayment terms of 117 months.
SBA lending for truck, utility trailer, and rv (recreational vehicle) rental and leasi has remained relatively stable across recent fiscal years. 264 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching truck, utility trailer, and rv (recreational vehicle) rental and leasi business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi SBA Loans
What is the average SBA loan size for truck, utility trailer, and rv (recreational vehicle) rental and leasi businesses?
Which SBA loan program is best for a truck, utility trailer, and rv (recreational vehicle) rental and leasi business?
How many lenders fund SBA loans for truck, utility trailer, and rv (recreational vehicle) rental and leasi?
What states have the most SBA lending for truck, utility trailer, and rv (recreational vehicle) rental and leasi?
How does PeerSense help truck, utility trailer, and rv (recreational vehicle) rental and leasi businesses get SBA loans?
Related Real Estate Industries
Offices of Real Estate Agents and Brokers
Lessors of Nonresidential Buildings (except Miniwarehouses)
Residential Property Managers
Lessors of Miniwarehouses and Self-Storage Units
Other Activities Related to Real Estate
Other Commercial and Industrial Machinery and Equipment Rental and Lea
Data aggregated from SBA loan records (1992–2025). Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasi defined by NAICS code 532120. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.