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NAICS 334511ManufacturingFY2027 Fee WaiversLending Growing

How Much Can Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Businesses Get in SBA Loans?

246 SBA loans totaling $128.6M have been approved for search, detection, navigation, guidance, aeronautical, and nautical sy businesses (NAICS 334511). The average approved SBA loan is $523K, which is 53% above avg the $340K national average. 103 active lenders fund this industry with a 12.6% default rate on the matured 2018-2021 loan cohort.

Moderate default risk12.6% vs 15.4% all industry avg

At 12.6%, Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 334511 (Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy) received 246 SBA loans worth $128.6M across 5+ states. Average loan $523K, average term 106 months, 12.6% default rate (resolved loan basis).103 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 503 U.S. establishments in this industry (Census 2022).

246
Total SBA Loans
$128.6M
Total Volume
$523K
Avg Loan Size
53% above avg
103
Active Lenders
106 mo
Avg Term
18% below avg
5,622
Jobs Supported

Is SBA Lending Growing for Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy?+67% growth

9
5
4
4
3
2
2
3
9
5
16
17
18
19
20
21
22
23
24
25
$1.7M
$3.7M
$3.4M
$1.2M
$2.0M
$3.7M
$522K
$6.0M
$10.3M
$2.0M

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Businesses Use Most?

SBA 7(a)203 (83%)
SBA 50443 (17%)

What Is the Best SBA Loan for Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy?

SBA 504

Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027

Industry avg loan: $523K
Typical term: 106 months
Historical avg rate: 7.02%
103+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 12.6%

Where Are Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy SBA Loans Most Common?

#1
CA
51 loans
$33.6M
#2
MA
18 loans
$5.4M
#3
NY
16 loans
$4.4M
#4
CO
13 loans
$4.8M
#5
FL
12 loans
$14.8M

SBA Lending Activity in Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy

103 SBA lenders have funded 246 loans to search, detection, navigation, guidance, aeronautical, and nautical sy businesses (NAICS 334511). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
246
Active lenders
103
Total volume
$128.6M
Avg loan size
$523K

Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Industry Context

U.S. Establishments
503
U.S. Census Bureau · 2022
U.S. Employment
12,573,000
BLS · 2026
SBA Penetration
48.91%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for search, detection, navigation, guidance, aeronautical, and nautical sy businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Businesses?

Across all SBA loan programs, 246 loans have been approved for businesses classified under NAICS 334511 (Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy), representing $128.6M in total capital deployed. The average approved loan of $523K is 53% above avg the national SBA average of $340K, with typical repayment terms of 106 months.

SBA lending for search, detection, navigation, guidance, aeronautical, and nautical sy is accelerating. Loan volume has grown approximately 67% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy SBA Loans

What is the average SBA loan size for search, detection, navigation, guidance, aeronautical, and nautical sy businesses?
Based on 246 approved SBA loans, the average loan size for search, detection, navigation, guidance, aeronautical, and nautical sy (NAICS 334511) is $523K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a search, detection, navigation, guidance, aeronautical, and nautical sy business?
SBA 504 is the most commonly used SBA program for search, detection, navigation, guidance, aeronautical, and nautical sy businesses. Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for search, detection, navigation, guidance, aeronautical, and nautical sy?
103 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a search, detection, navigation, guidance, aeronautical, and nautical sy file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help search, detection, navigation, guidance, aeronautical, and nautical sy businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a search, detection, navigation, guidance, aeronautical, and nautical sy file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy defined by NAICS code 334511. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.