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NAICS 334511ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Businesses Get in SBA Loans?

246 SBA loans totaling $128.6M have been approved for search, detection, navigation, guidance, aeronautical, and nautical sy businesses (NAICS 334511). The average approved SBA loan is $523K, which is 53% above avg the $340K national average. 103 active lenders fund this industry with a 12.6% default rate on the matured 2018-2021 loan cohort.

Moderate default risk12.6% vs 15.4% all-industry avg

At 12.6%, Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 334511 (Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy) received 246 SBA loans worth $128.6M across 5+ states. Average loan $523K, average term 106 months, 12.6% default rate (resolved-loan basis).103 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 503 U.S. establishments in this industry (Census 2022).

246
Total SBA Loans
$128.6M
Total Volume
$523K
Avg Loan Size
53% above avg
103
Active Lenders
106 mo
Avg Term
18% below avg
5,622
Jobs Supported

Is SBA Lending Growing for Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy?+67% growth

9
5
4
4
3
2
2
3
9
5
16
17
18
19
20
21
22
23
24
25
$1.7M
$3.7M
$3.4M
$1.2M
$2.0M
$3.7M
$522K
$6.0M
$10.3M
$2.0M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Businesses Use Most?

SBA 7(a)203 (83%)
SBA 50443 (17%)

What Is the Best SBA Loan for Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $523K
Typical term: 106 months
Historical avg rate: 7.02%
103+ lenders active in this industry
Default rate (2018–21 matured cohort): 12.6%

Where Are Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy SBA Loans Most Common?

#1
CA
51 loans
$33.6M
#2
MA
18 loans
$5.4M
#3
NY
16 loans
$4.4M
#4
CO
13 loans
$4.8M
#5
FL
12 loans
$14.8M

Top SBA Lenders for Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy

These banks have funded the most SBA loans for search, detection, navigation, guidance, aeronautical, and nautical sy businesses (NAICS 334511). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)16$1.2M
2Bank of America, National Association(NC)12$4.1M
3PNC Bank, National Association(DE)11$3.4M
4Citizens Bank, National Association(RI)11$2.1M
5JPMorgan Chase Bank, National Association(OH)11$1.7M

Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Industry Context

U.S. Establishments
503
U.S. Census Bureau · 2022
U.S. Employment
12,573,000
BLS · 2026
SBA Penetration
48.91%
SBA loans per establishment

Ready to Fund Your Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Business?

PeerSense places SBA loans for search, detection, navigation, guidance, aeronautical, and nautical sy businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy Businesses?

Across all SBA loan programs, 246 loans have been approved for businesses classified under NAICS 334511 (Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy), representing $128.6M in total capital deployed. The average approved loan of $523K is 53% above avg the national SBA average of $340K, with typical repayment terms of 106 months.

SBA lending for search, detection, navigation, guidance, aeronautical, and nautical sy is accelerating — loan volume has grown approximately 67% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy SBA Loans

What is the average SBA loan size for search, detection, navigation, guidance, aeronautical, and nautical sy businesses?
Based on 246 approved SBA loans, the average loan size for search, detection, navigation, guidance, aeronautical, and nautical sy (NAICS 334511) is $523K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a search, detection, navigation, guidance, aeronautical, and nautical sy business?
SBA 504 is the most commonly used SBA program for search, detection, navigation, guidance, aeronautical, and nautical sy businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for search, detection, navigation, guidance, aeronautical, and nautical sy?
103 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the search, detection, navigation, guidance, aeronautical, and nautical sy sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help search, detection, navigation, guidance, aeronautical, and nautical sy businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the search, detection, navigation, guidance, aeronautical, and nautical sy industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Search, Detection, Navigation, Guidance, Aeronautical, and Nautical Sy defined by NAICS code 334511. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.