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NAICS 331312ManufacturingFY2026 Fee Waivers

How Much Can Primary Aluminum Production Businesses Get in SBA Loans?

26 SBA loans totaling $6.6M have been approved for primary aluminum production businesses (NAICS 331312). The average approved SBA loan is $254K, which is 25% below avg the $340K national average. 17 active lenders fund this industry.

Quick Answer

NAICS 331312 (Primary Aluminum Production) received 26 SBA loans worth $6.6M across 5+ states. Average loan $254K, average term 79 months.17 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

26
Total SBA Loans
$6.6M
Total Volume
$254K
Avg Loan Size
25% below avg
17
Active Lenders
79 mo
Avg Term
39% below avg
272
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Primary Aluminum Production Businesses Use Most?

SBA 7(a)25 (96%)
SBA 5041 (4%)

What Is the Best SBA Loan for Primary Aluminum Production?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $254K
Typical term: 79 months
Historical avg rate: 5.65%
17+ lenders active in this industry

Where Are Primary Aluminum Production SBA Loans Most Common?

#1
NY
3 loans
$425K
#2
CA
2 loans
$125K
#3
IN
2 loans
$231K
#4
WI
2 loans
$1.4M
#5
NC
2 loans
$1.7M

Top SBA Lenders for Primary Aluminum Production

These banks have funded the most SBA loans for primary aluminum production businesses (NAICS 331312). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)5$370K
2JPMorgan Chase Bank, National Association(OH)2$80K
3Old National Bank(IN)2$1.4M
4The Park National Bank(OH)2$700K
5Manufacturers and Traders Trust Company(NY)2$300K

Primary Aluminum Production Industry Context

U.S. Employment
12,573,000
BLS · 2026

Ready to Fund Your Primary Aluminum Production Business?

PeerSense places SBA loans for primary aluminum production businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Primary Aluminum Production business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Primary Aluminum Production Businesses?

Across all SBA loan programs, 26 loans have been approved for businesses classified under NAICS 331312 (Primary Aluminum Production), representing $6.6M in total capital deployed. The average approved loan of $254K is 25% below avg the national SBA average of $340K, with typical repayment terms of 79 months.

SBA lending for primary aluminum production has remained relatively stable across recent fiscal years. 17 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The overwhelming majority of SBA lending for primary aluminum production uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Primary Aluminum Production SBA Loans

What is the average SBA loan size for primary aluminum production businesses?
Based on 26 approved SBA loans, the average loan size for primary aluminum production (NAICS 331312) is $254K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a primary aluminum production business?
SBA 7(a) is the most commonly used SBA program for primary aluminum production businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for primary aluminum production?
17 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the primary aluminum production sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help primary aluminum production businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the primary aluminum production industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Primary Aluminum Production defined by NAICS code 331312. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.