How Much Can Prerecorded Tape, Compact Disc, and Record Stores Businesses Get in SBA Loans?
862 SBA loans totaling $69.0M have been approved for prerecorded tape, compact disc, and record stores businesses (NAICS 451220). The average approved SBA loan is $80K, which is 76% below avg the $340K national average. 230 active lenders fund this industry with a 28.4% default rate on the matured 2018-2021 loan cohort.
At 28.4%, Prerecorded Tape, Compact Disc, and Record Stores sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 451220 (Prerecorded Tape, Compact Disc, and Record Stores) received 862 SBA loans worth $69.0M across 5+ states. Average loan $80K, average term 82 months, 28.4% default rate (resolved-loan basis).230 active SBA-approved lenders fund this industry. Most prerecorded tape, compact disc, and record stores loans use the SBA 7(a) program.
Which SBA Program Do Prerecorded Tape, Compact Disc, and Record Stores Businesses Use Most?
What Is the Best SBA Loan for Prerecorded Tape, Compact Disc, and Record Stores?
The most widely used SBA program for prerecorded tape, compact disc, and record stores businesses — flexible terms, multiple use cases
Where Are Prerecorded Tape, Compact Disc, and Record Stores SBA Loans Most Common?
Top SBA Lenders for Prerecorded Tape, Compact Disc, and Record Stores
These banks have funded the most SBA loans for prerecorded tape, compact disc, and record stores businesses (NAICS 451220). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 97 | $4.0M |
| 2 | Bank of Hope(CA) | 85 | $841K |
| 3 | Wells Fargo Bank National Association(SD) | 54 | $5.3M |
| 4 | Citizens Bank, National Association(RI) | 54 | $1.8M |
| 5 | PNC Bank, National Association(DE) | 38 | $2.2M |
Prerecorded Tape, Compact Disc, and Record Stores Industry Context
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How Does SBA Lending Work for Prerecorded Tape, Compact Disc, and Record Stores Businesses?
Across all SBA loan programs, 862 loans have been approved for businesses classified under NAICS 451220 (Prerecorded Tape, Compact Disc, and Record Stores), representing $69.0M in total capital deployed. The average approved loan of $80K is 76% below avg the national SBA average of $340K, with typical repayment terms of 82 months.
SBA lending for prerecorded tape, compact disc, and record stores has remained relatively stable across recent fiscal years. 230 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for prerecorded tape, compact disc, and record stores uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching prerecorded tape, compact disc, and record stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Prerecorded Tape, Compact Disc, and Record Stores SBA Loans
What is the average SBA loan size for prerecorded tape, compact disc, and record stores businesses?
Which SBA loan program is best for a prerecorded tape, compact disc, and record stores business?
How many lenders fund SBA loans for prerecorded tape, compact disc, and record stores?
What states have the most SBA lending for prerecorded tape, compact disc, and record stores?
How does PeerSense help prerecorded tape, compact disc, and record stores businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Prerecorded Tape, Compact Disc, and Record Stores defined by NAICS code 451220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.