How Much Can Offices of Physicians, Mental Health Specialists Businesses Get in SBA Loans?
2,398 SBA loans totaling $691.9M have been approved for offices of physicians, mental health specialists businesses (NAICS 621112). The average approved SBA loan is $289K, which is 15% below avg the $340K national average. 432 active lenders fund this industry with a 7.4% default rate on the matured 2018-2021 loan cohort.
At 7.4%, Offices of Physicians, Mental Health Specialists sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 621112 (Offices of Physicians, Mental Health Specialists) received 2,398 SBA loans worth $691.9M across 5+ states. Average loan $289K, average term 154 months, 7.4% default rate (resolved-loan basis).432 active SBA-approved lenders fund this industry. Most offices of physicians, mental health specialists loans use the SBA 7(a) program. There are approximately 13,017 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Offices of Physicians, Mental Health Specialists?+100% growth
Which SBA Program Do Offices of Physicians, Mental Health Specialists Businesses Use Most?
What Is the Best SBA Loan for Offices of Physicians, Mental Health Specialists?
The most widely used SBA program for offices of physicians, mental health specialists businesses — flexible terms, multiple use cases
Where Are Offices of Physicians, Mental Health Specialists SBA Loans Most Common?
Top SBA Lenders for Offices of Physicians, Mental Health Specialists
These banks have funded the most SBA loans for offices of physicians, mental health specialists businesses (NAICS 621112). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 189 | $27.4M |
| 2 | Wells Fargo Bank National Association(SD) | 169 | $48.3M |
| 3 | Bank of America, National Association(NC) | 126 | $18.2M |
| 4 | Citizens Bank, National Association(RI) | 120 | $7.4M |
| 5 | PNC Bank, National Association(DE) | 78 | $25.5M |
Offices of Physicians, Mental Health Specialists Industry Context
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How Does SBA Lending Work for Offices of Physicians, Mental Health Specialists Businesses?
Across all SBA loan programs, 2,398 loans have been approved for businesses classified under NAICS 621112 (Offices of Physicians, Mental Health Specialists), representing $691.9M in total capital deployed. The average approved loan of $289K is 15% below avg the national SBA average of $340K, with typical repayment terms of 154 months.
SBA lending for offices of physicians, mental health specialists is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching offices of physicians, mental health specialists business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Offices of Physicians, Mental Health Specialists SBA Loans
What is the average SBA loan size for offices of physicians, mental health specialists businesses?
Which SBA loan program is best for a offices of physicians, mental health specialists business?
How many lenders fund SBA loans for offices of physicians, mental health specialists?
What states have the most SBA lending for offices of physicians, mental health specialists?
How does PeerSense help offices of physicians, mental health specialists businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Offices of Physicians, Mental Health Specialists defined by NAICS code 621112. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.