How Much Can Offices of Mental Health Practitioners (except Physicians) Businesses Get in SBA Loans?
4,608 SBA loans totaling $1.1B have been approved for offices of mental health practitioners (except physicians) businesses (NAICS 621330). The average approved SBA loan is $233K, which is 32% below avg the $340K national average. 612 active lenders fund this industry with a 7.6% default rate on the matured 2018-2021 loan cohort.
At 7.6%, Offices of Mental Health Practitioners (except Physicians) sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 621330 (Offices of Mental Health Practitioners (except Physicians)) received 4,608 SBA loans worth $1.1B across 5+ states. Average loan $233K, average term 162 months, 7.6% default rate (resolved-loan basis).612 active SBA-approved lenders fund this industry. Most offices of mental health practitioners (except physicians) loans use the SBA 7(a) program.
Is SBA Lending Growing for Offices of Mental Health Practitioners (except Physicians)?+58% growth
Which SBA Program Do Offices of Mental Health Practitioners (except Physicians) Businesses Use Most?
What Is the Best SBA Loan for Offices of Mental Health Practitioners (except Physicians)?
The most widely used SBA program for offices of mental health practitioners (except physicians) businesses — flexible terms, multiple use cases
Where Are Offices of Mental Health Practitioners (except Physicians) SBA Loans Most Common?
Top SBA Lenders for Offices of Mental Health Practitioners (except Physicians)
These banks have funded the most SBA loans for offices of mental health practitioners (except physicians) businesses (NAICS 621330). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 283 | $48.9M |
| 2 | The Huntington National Bank(OH) | 268 | $36.5M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 257 | $40.8M |
| 4 | TD Bank, National Association(DE) | 213 | $19.7M |
| 5 | U.S. Bank, National Association(OH) | 148 | $30.6M |
Offices of Mental Health Practitioners (except Physicians) Industry Context
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How Does SBA Lending Work for Offices of Mental Health Practitioners (except Physicians) Businesses?
Across all SBA loan programs, 4,608 loans have been approved for businesses classified under NAICS 621330 (Offices of Mental Health Practitioners (except Physicians)), representing $1.1B in total capital deployed. The average approved loan of $233K is 32% below avg the national SBA average of $340K, with typical repayment terms of 162 months.
SBA lending for offices of mental health practitioners (except physicians) is accelerating — loan volume has grown approximately 58% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching offices of mental health practitioners (except physicians) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Offices of Mental Health Practitioners (except Physicians) SBA Loans
What is the average SBA loan size for offices of mental health practitioners (except physicians) businesses?
Which SBA loan program is best for a offices of mental health practitioners (except physicians) business?
How many lenders fund SBA loans for offices of mental health practitioners (except physicians)?
What states have the most SBA lending for offices of mental health practitioners (except physicians)?
How does PeerSense help offices of mental health practitioners (except physicians) businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Offices of Mental Health Practitioners (except Physicians) defined by NAICS code 621330. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.