How Much Can Office Supplies and Stationery Businesses Get in SBA Loans?
2,290 SBA loans totaling $436.3M have been approved for office supplies and stationery businesses (NAICS 453210). The average approved SBA loan is $191K, which is 44% below avg the $340K national average. 502 active lenders fund this industry with a 18.3% default rate on the matured 2018-2021 loan cohort.
At 18.3%, Office Supplies and Stationery sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 453210 (Office Supplies and Stationery) received 2,290 SBA loans worth $436.3M across 5+ states. Average loan $191K, average term 100 months, 18.3% default rate (resolved-loan basis).502 active SBA-approved lenders fund this industry. Most office supplies and stationery loans use the SBA 7(a) program.
Is SBA Lending Growing for Office Supplies and Stationery?-93% decline
Which SBA Program Do Office Supplies and Stationery Businesses Use Most?
What Is the Best SBA Loan for Office Supplies and Stationery?
The most widely used SBA program for office supplies and stationery businesses — flexible terms, multiple use cases
Where Are Office Supplies and Stationery SBA Loans Most Common?
Top SBA Lenders for Office Supplies and Stationery
These banks have funded the most SBA loans for office supplies and stationery businesses (NAICS 453210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 141 | $30.3M |
| 2 | Bank of America, National Association(NC) | 105 | $6.4M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 103 | $11.0M |
| 4 | U.S. Bank, National Association(OH) | 92 | $8.8M |
| 5 | Bank of Hope(CA) | 68 | $4.5M |
Ready to Fund Your Office Supplies and Stationery Business?
PeerSense places SBA loans for office supplies and stationery businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Office Supplies and Stationery Businesses?
Across all SBA loan programs, 2,290 loans have been approved for businesses classified under NAICS 453210 (Office Supplies and Stationery), representing $436.3M in total capital deployed. The average approved loan of $191K is 44% below avg the national SBA average of $340K, with typical repayment terms of 100 months.
SBA lending for office supplies and stationery has contracted approximately 93% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 502 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching office supplies and stationery business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Office Supplies and Stationery SBA Loans
What is the average SBA loan size for office supplies and stationery businesses?
Which SBA loan program is best for a office supplies and stationery business?
How many lenders fund SBA loans for office supplies and stationery?
What states have the most SBA lending for office supplies and stationery?
How does PeerSense help office supplies and stationery businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Office Supplies and Stationery defined by NAICS code 453210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.