How Much Can Metal Household Furniture Manufacturing Businesses Get in SBA Loans?
100 SBA loans totaling $23.1M have been approved for metal household furniture manufacturing businesses (NAICS 337124). The average approved SBA loan is $231K, which is 32% below avg the $340K national average. 48 active lenders fund this industry.
NAICS 337124 (Metal Household Furniture Manufacturing) received 100 SBA loans worth $23.1M across 5+ states. Average loan $231K, average term 102 months.48 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 252 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Metal Household Furniture Manufacturing?-67% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Metal Household Furniture Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Metal Household Furniture Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Metal Household Furniture Manufacturing SBA Loans Most Common?
Top SBA Lenders for Metal Household Furniture Manufacturing
These banks have funded the most SBA loans for metal household furniture manufacturing businesses (NAICS 337124). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 13 | $348K |
| 2 | Wells Fargo Bank National Association(SD) | 9 | $2.8M |
| 3 | Manufacturers and Traders Trust Company(NY) | 7 | $470K |
| 4 | PNC Bank, National Association(DE) | 5 | $2.4M |
| 5 | Citizens Bank, National Association(RI) | 5 | $221K |
Metal Household Furniture Manufacturing Industry Context
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How Does SBA Lending Work for Metal Household Furniture Manufacturing Businesses?
Across all SBA loan programs, 100 loans have been approved for businesses classified under NAICS 337124 (Metal Household Furniture Manufacturing), representing $23.1M in total capital deployed. The average approved loan of $231K is 32% below avg the national SBA average of $340K, with typical repayment terms of 102 months.
SBA lending for metal household furniture manufacturing has contracted approximately 67% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 48 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for metal household furniture manufacturing uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Metal Household Furniture Manufacturing SBA Loans
What is the average SBA loan size for metal household furniture manufacturing businesses?
Which SBA loan program is best for a metal household furniture manufacturing business?
How many lenders fund SBA loans for metal household furniture manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help metal household furniture manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Metal Household Furniture Manufacturing defined by NAICS code 337124. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.