What is the SBA loan default rate for Metal Household Furniture Manufacturing?

48 lenders actively fund Metal Household Furniture Manufacturing. A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Metal Household Furniture Manufacturing?

The SBA 7(a) program is the most commonly used for Metal Household Furniture Manufacturing businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 337124ManufacturingFY2027 Fee Waivers

How Much Can Metal Household Furniture Manufacturing Businesses Get in SBA Loans?

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100 SBA loans totaling $23.1M have been approved for metal household furniture manufacturing businesses (NAICS 337124). The average approved SBA loan is $231K, which is 32% below avg the $340K national average. 48 active lenders fund this industry.

Quick Answer

NAICS 337124 (Metal Household Furniture Manufacturing) received 100 SBA loans worth $23.1M across 5+ states. Average loan $231K, average term 102 months.48 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 252 U.S. establishments in this industry (Census 2022).

100

Total SBA Loans

$23.1M

Total Volume

$231K

Avg Loan Size

32% below avg

Active Lenders

102 mo

Avg Term

22% below avg

973

Jobs Supported

Is SBA Lending Growing for Metal Household Furniture Manufacturing?-67% decline

$860K

$482K

$1.4M

$885K

$308K

$150K

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Metal Household Furniture Manufacturing Businesses Use Most?

SBA 7(a)96 (96%)

SBA 5044 (4%)

What Is the Best SBA Loan for Metal Household Furniture Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027

Industry avg loan: $231K

Typical term: 102 months

Historical avg rate: 6.52%

48+ lenders active in this industry

Where Are Metal Household Furniture Manufacturing SBA Loans Most Common?

20 loans

$3.8M

8 loans

$921K

8 loans

$435K

6 loans

$2.1M

6 loans

$2.6M

SBA Lending Activity in Metal Household Furniture Manufacturing

48 SBA lenders have funded 100 loans to metal household furniture manufacturing businesses (NAICS 337124). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

100

Active lenders

Total volume

$23.1M

Avg loan size

$231K

Browse all SBA lenders

Metal Household Furniture Manufacturing Industry Context

U.S. Establishments

252

U.S. Census Bureau · 2022

U.S. Employment

12,573,000

BLS · 2026

SBA Penetration

39.68%

SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for metal household furniture manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Metal Household Furniture Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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How Does SBA Lending Work for Metal Household Furniture Manufacturing Businesses?

Across all SBA loan programs, 100 loans have been approved for businesses classified under NAICS 337124 (Metal Household Furniture Manufacturing), representing $23.1M in total capital deployed. The average approved loan of $231K is 32% below avg the national SBA average of $340K, with typical repayment terms of 102 months.

SBA lending for metal household furniture manufacturing has contracted approximately 67% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 48 lenders remain active, maintaining competitive options for qualified borrowers.

The overwhelming majority of SBA lending for metal household furniture manufacturing uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

SBA Loan Guide SBA Calculator SBA Lender Directory Industry Data Hub Current SBA Rates Contact Us MARC Program

Frequently Asked Questions: Metal Household Furniture Manufacturing SBA Loans

What is the average SBA loan size for metal household furniture manufacturing businesses?

Based on 100 approved SBA loans, the average loan size for metal household furniture manufacturing (NAICS 337124) is $231K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a metal household furniture manufacturing business?

SBA 7(a) is the most commonly used SBA program for metal household furniture manufacturing businesses. Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for metal household furniture manufacturing?

48 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a metal household furniture manufacturing file.

Are there SBA fee waivers for manufacturing businesses in 2026?

Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.

How does PeerSense help metal household furniture manufacturing businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a metal household furniture manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

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Data aggregated from SBA loan records (1992 to 2025). Metal Household Furniture Manufacturing defined by NAICS code 337124. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.