How Much Can Manufactured (Mobile) Home Dealers Businesses Get in SBA Loans?
314 SBA loans totaling $67.4M have been approved for manufactured (mobile) home dealers businesses (NAICS 453930). The average approved SBA loan is $215K, which is 37% below avg the $340K national average. 145 active lenders fund this industry with a 24.8% default rate on the matured 2018-2021 loan cohort.
At 24.8%, Manufactured (Mobile) Home Dealers sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 453930 (Manufactured (Mobile) Home Dealers) received 314 SBA loans worth $67.4M across 5+ states. Average loan $215K, average term 128 months, 24.8% default rate (resolved-loan basis).145 active SBA-approved lenders fund this industry. Most manufactured (mobile) home dealers loans use the SBA 7(a) program. There are approximately 1,825 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Manufactured (Mobile) Home Dealers?-33% decline
Which SBA Program Do Manufactured (Mobile) Home Dealers Businesses Use Most?
What Is the Best SBA Loan for Manufactured (Mobile) Home Dealers?
The most widely used SBA program for manufactured (mobile) home dealers businesses — flexible terms, multiple use cases
Where Are Manufactured (Mobile) Home Dealers SBA Loans Most Common?
Top SBA Lenders for Manufactured (Mobile) Home Dealers
These banks have funded the most SBA loans for manufactured (mobile) home dealers businesses (NAICS 453930). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 30 | $4.7M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 16 | $1.5M |
| 3 | U.S. Bank, National Association(OH) | 13 | $3.3M |
| 4 | Bank of America, National Association(NC) | 12 | $381K |
| 5 | Capital One, National Association(VA) | 11 | $560K |
Manufactured (Mobile) Home Dealers Industry Context
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How Does SBA Lending Work for Manufactured (Mobile) Home Dealers Businesses?
Across all SBA loan programs, 314 loans have been approved for businesses classified under NAICS 453930 (Manufactured (Mobile) Home Dealers), representing $67.4M in total capital deployed. The average approved loan of $215K is 37% below avg the national SBA average of $340K, with typical repayment terms of 128 months.
SBA lending for manufactured (mobile) home dealers has contracted approximately 33% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 145 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching manufactured (mobile) home dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Manufactured (Mobile) Home Dealers SBA Loans
What is the average SBA loan size for manufactured (mobile) home dealers businesses?
Which SBA loan program is best for a manufactured (mobile) home dealers business?
How many lenders fund SBA loans for manufactured (mobile) home dealers?
What states have the most SBA lending for manufactured (mobile) home dealers?
How does PeerSense help manufactured (mobile) home dealers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Manufactured (Mobile) Home Dealers defined by NAICS code 453930. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.