How Much Can Jewelry and Silverware Manufacturing Businesses Get in SBA Loans?
253 SBA loans totaling $95.7M have been approved for jewelry and silverware manufacturing businesses (NAICS 339910). The average approved SBA loan is $378K, which is 11% above avg the $340K national average. 94 active lenders fund this industry with a 8.8% default rate on the matured 2018-2021 loan cohort.
At 8.8%, Jewelry and Silverware Manufacturing sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 339910 (Jewelry and Silverware Manufacturing) received 253 SBA loans worth $95.7M across 5+ states. Average loan $378K, average term 131 months, 8.8% default rate (resolved-loan basis).94 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 1,879 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Jewelry and Silverware Manufacturing?+71% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Jewelry and Silverware Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Jewelry and Silverware Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Jewelry and Silverware Manufacturing SBA Loans Most Common?
Top SBA Lenders for Jewelry and Silverware Manufacturing
These banks have funded the most SBA loans for jewelry and silverware manufacturing businesses (NAICS 339910). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | TD Bank, National Association(DE) | 15 | $873K |
| 2 | Wells Fargo Bank National Association(SD) | 14 | $1.2M |
| 3 | Northeast Bank(ME) | 13 | $2.3M |
| 4 | Newtek Bank, National Association(FL) | 12 | $2.1M |
| 5 | Eastern Bank(MA) | 11 | $865K |
Jewelry and Silverware Manufacturing Industry Context
Ready to Fund Your Jewelry and Silverware Manufacturing Business?
PeerSense places SBA loans for jewelry and silverware manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Jewelry and Silverware Manufacturing business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Jewelry and Silverware Manufacturing Businesses?
Across all SBA loan programs, 253 loans have been approved for businesses classified under NAICS 339910 (Jewelry and Silverware Manufacturing), representing $95.7M in total capital deployed. The average approved loan of $378K is 11% above avg the national SBA average of $340K, with typical repayment terms of 131 months.
SBA lending for jewelry and silverware manufacturing is accelerating — loan volume has grown approximately 71% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Jewelry and Silverware Manufacturing SBA Loans
What is the average SBA loan size for jewelry and silverware manufacturing businesses?
Which SBA loan program is best for a jewelry and silverware manufacturing business?
How many lenders fund SBA loans for jewelry and silverware manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help jewelry and silverware manufacturing businesses get SBA loans?
Related Manufacturing Industries
Machine Shops
All Other Miscellaneous Manufacturing
All Other Miscellaneous Fabricated Metal Product Manufacturing
Wood Kitchen Cabinet and Countertop Manufacturing
Sign Manufacturing
Fabricated Structural Metal Manufacturing
Data aggregated from SBA loan records (1992–2025). Jewelry and Silverware Manufacturing defined by NAICS code 339910. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.