How Much Can Formal Wear and Costume Rental Businesses Get in SBA Loans?
30 SBA loans totaling $4.7M have been approved for formal wear and costume rental businesses (NAICS 532281). The average approved SBA loan is $155K, which is 54% below avg the $340K national average. 21 active lenders fund this industry.
NAICS 532281 (Formal Wear and Costume Rental) received 30 SBA loans worth $4.7M across 5+ states. Average loan $155K, average term 120 months.21 active SBA-approved lenders fund this industry. Most formal wear and costume rental loans use the SBA 7(a) program.
Is SBA Lending Growing for Formal Wear and Costume Rental?+150% growth
Which SBA Program Do Formal Wear and Costume Rental Businesses Use Most?
What Is the Best SBA Loan for Formal Wear and Costume Rental?
The most widely used SBA program for formal wear and costume rental businesses — flexible terms, multiple use cases
Where Are Formal Wear and Costume Rental SBA Loans Most Common?
Top SBA Lenders for Formal Wear and Costume Rental
These banks have funded the most SBA loans for formal wear and costume rental businesses (NAICS 532281). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | TD Bank, National Association(DE) | 4 | $225K |
| 2 | Stearns Bank National Association(MN) | 4 | $600K |
| 3 | Newtek Bank, National Association(FL) | 2 | $425K |
| 4 | Independence Bank(RI) | 2 | $200K |
| 5 | JPMorgan Chase Bank, National Association(OH) | 2 | $359K |
Formal Wear and Costume Rental Industry Context
Ready to Fund Your Formal Wear and Costume Rental Business?
PeerSense places SBA loans for formal wear and costume rental businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Formal Wear and Costume Rental business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Formal Wear and Costume Rental Businesses?
Across all SBA loan programs, 30 loans have been approved for businesses classified under NAICS 532281 (Formal Wear and Costume Rental), representing $4.7M in total capital deployed. The average approved loan of $155K is 54% below avg the national SBA average of $340K, with typical repayment terms of 120 months.
SBA lending for formal wear and costume rental is accelerating — loan volume has grown approximately 150% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2018.
The overwhelming majority of SBA lending for formal wear and costume rental uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching formal wear and costume rental business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Formal Wear and Costume Rental SBA Loans
What is the average SBA loan size for formal wear and costume rental businesses?
Which SBA loan program is best for a formal wear and costume rental business?
How many lenders fund SBA loans for formal wear and costume rental?
What states have the most SBA lending for formal wear and costume rental?
How does PeerSense help formal wear and costume rental businesses get SBA loans?
Related Real Estate Industries
Offices of Real Estate Agents and Brokers
Lessors of Nonresidential Buildings (except Miniwarehouses)
Residential Property Managers
Lessors of Miniwarehouses and Self-Storage Units
Other Activities Related to Real Estate
Other Commercial and Industrial Machinery and Equipment Rental and Lea
Data aggregated from SBA loan records (1992–2025). Formal Wear and Costume Rental defined by NAICS code 532281. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.