What is the SBA loan default rate for Manufactured (Mobile) Home Dealers?

13 lenders actively fund Manufactured (Mobile) Home Dealers. A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Manufactured (Mobile) Home Dealers?

The SBA 7(a) program is the most commonly used for Manufactured (Mobile) Home Dealers businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 459930Retail Trade

How Much Can Manufactured (Mobile) Home Dealers Businesses Get in SBA Loans?

Name: Manufactured (Mobile) Home Dealers SBA Loan Performance Data (NAICS 459930)
Creator: PeerSense
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20 SBA loans totaling $13.7M have been approved for manufactured (mobile) home dealers businesses (NAICS 459930). The average approved SBA loan is $686K, which is 102% above avg the $340K national average. 13 active lenders fund this industry.

Quick Answer

NAICS 459930 (Manufactured (Mobile) Home Dealers) received 20 SBA loans worth $13.7M across 5+ states. Average loan $686K, average term 149 months.13 active SBA-approved lenders fund this industry. Most manufactured (mobile) home dealers loans use the SBA 7(a) program.

Total SBA Loans

$13.7M

Total Volume

$686K

Avg Loan Size

102% above avg

Active Lenders

149 mo

Avg Term

15% above avg

189

Jobs Supported

Is SBA Lending Growing for Manufactured (Mobile) Home Dealers?-17% decline

$6.0M

$3.4M

$2.6M

$1.7M

Which SBA Program Do Manufactured (Mobile) Home Dealers Businesses Use Most?

SBA 7(a)19 (95%)

SBA 5041 (5%)

What Is the Best SBA Loan for Manufactured (Mobile) Home Dealers?

SBA 7(a)

The most widely used SBA program for manufactured (mobile) home dealers businesses — flexible terms, multiple use cases

Industry avg loan: $686K

Typical term: 149 months

Historical avg rate: 8.93%

13+ lenders active in this industry

Where Are Manufactured (Mobile) Home Dealers SBA Loans Most Common?

5 loans

$7.8M

2 loans

$1.0M

2 loans

$1.4M

2 loans

$934K

1 loans

$250K

Top SBA Lenders for Manufactured (Mobile) Home Dealers

These banks have funded the most SBA loans for manufactured (mobile) home dealers businesses (NAICS 459930). PeerSense routes deals to lenders with proven appetite in your industry.

#	Lender	Loans	Volume
1	Northeast Bank(ME)	4	$1.1M
2	U.S. Bank, National Association(OH)	2	$695K
3	Arvest Bank(AR)	2	$1.4M
4	Pinnacle Bank(TN)	2	$1.0M
5	TransPecos Banks, SSB.(TX)	2	$1.8M

Browse all SBA lenders Best SBA lenders 2026

Manufactured (Mobile) Home Dealers Industry Context

U.S. Employment

28,615,000

BLS · 2026

Ready to Fund Your Manufactured (Mobile) Home Dealers Business?

PeerSense places SBA loans for manufactured (mobile) home dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

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Financing a Manufactured (Mobile) Home Dealers business? Get matched to an SBA lender.

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How Does SBA Lending Work for Manufactured (Mobile) Home Dealers Businesses?

Across all SBA loan programs, 20 loans have been approved for businesses classified under NAICS 459930 (Manufactured (Mobile) Home Dealers), representing $13.7M in total capital deployed. The average approved loan of $686K is 102% above avg the national SBA average of $340K, with typical repayment terms of 149 months.

SBA lending for manufactured (mobile) home dealers has contracted approximately 17% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 13 lenders remain active, maintaining competitive options for qualified borrowers.

The overwhelming majority of SBA lending for manufactured (mobile) home dealers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching manufactured (mobile) home dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

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Frequently Asked Questions — Manufactured (Mobile) Home Dealers SBA Loans

What is the average SBA loan size for manufactured (mobile) home dealers businesses?

Based on 20 approved SBA loans, the average loan size for manufactured (mobile) home dealers (NAICS 459930) is $686K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a manufactured (mobile) home dealers business?

SBA 7(a) is the most commonly used SBA program for manufactured (mobile) home dealers businesses. The most widely used SBA program for manufactured (mobile) home dealers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for manufactured (mobile) home dealers?

13 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the manufactured (mobile) home dealers sector.

What states have the most SBA lending for manufactured (mobile) home dealers?

TX leads with 5 SBA loans and $7.8M in total volume for manufactured (mobile) home dealers businesses. SC, AR, CA also show strong lending activity in this sector.

How does PeerSense help manufactured (mobile) home dealers businesses get SBA loans?

PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the manufactured (mobile) home dealers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Related Retail Trade Industries

All Other Miscellaneous Store Retailers (except Tobacco Stores)

11,465 loans · N/A

Avg: $171K

Sporting Goods Stores

10,775 loans · N/A

Avg: $198K

Gift, Novelty, and Souvenir Stores

Florists

All Other General Merchandise Stores

4,265 loans · N/A

Avg: $154K

Other Direct Selling Establishments

3,977 loans · N/A

Avg: $287K

Data aggregated from SBA loan records (1992–2025). Manufactured (Mobile) Home Dealers defined by NAICS code 459930. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.