How Much Can Pet and Pet Supplies Retailers Businesses Get in SBA Loans?
505 SBA loans totaling $234.8M have been approved for pet and pet supplies retailers businesses (NAICS 459910). The average approved SBA loan is $465K, which is 37% above avg the $340K national average. 147 active lenders fund this industry.
NAICS 459910 (Pet and Pet Supplies Retailers) received 505 SBA loans worth $234.8M across 5+ states. Average loan $465K, average term 128 months.147 active SBA-approved lenders fund this industry. Most pet and pet supplies retailers loans use the SBA 7(a) program.
Is SBA Lending Growing for Pet and Pet Supplies Retailers?+65% growth
Which SBA Program Do Pet and Pet Supplies Retailers Businesses Use Most?
What Is the Best SBA Loan for Pet and Pet Supplies Retailers?
The most widely used SBA program for pet and pet supplies retailers businesses — flexible terms, multiple use cases
Where Are Pet and Pet Supplies Retailers SBA Loans Most Common?
Top SBA Lenders for Pet and Pet Supplies Retailers
These banks have funded the most SBA loans for pet and pet supplies retailers businesses (NAICS 459910). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 59 | $19.5M |
| 2 | Northeast Bank(ME) | 21 | $2.2M |
| 3 | BayFirst National Bank(FL) | 21 | $10.4M |
| 4 | Readycap Lending, LLC(NJ) | 20 | $2.5M |
| 5 | Cadence Bank(MS) | 18 | $16.0M |
Ready to Fund Your Pet and Pet Supplies Retailers Business?
PeerSense places SBA loans for pet and pet supplies retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Pet and Pet Supplies Retailers Businesses?
Across all SBA loan programs, 505 loans have been approved for businesses classified under NAICS 459910 (Pet and Pet Supplies Retailers), representing $234.8M in total capital deployed. The average approved loan of $465K is 37% above avg the national SBA average of $340K, with typical repayment terms of 128 months.
SBA lending for pet and pet supplies retailers is accelerating — loan volume has grown approximately 65% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for pet and pet supplies retailers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching pet and pet supplies retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Pet and Pet Supplies Retailers SBA Loans
What is the average SBA loan size for pet and pet supplies retailers businesses?
Which SBA loan program is best for a pet and pet supplies retailers business?
How many lenders fund SBA loans for pet and pet supplies retailers?
What states have the most SBA lending for pet and pet supplies retailers?
How does PeerSense help pet and pet supplies retailers businesses get SBA loans?
Related Retail Trade Industries
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Gift, Novelty, and Souvenir Stores
Florists
All Other General Merchandise Stores
Other Direct Selling Establishments
Data aggregated from SBA loan records (1992–2025). Pet and Pet Supplies Retailers defined by NAICS code 459910. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.