How Much Can Florists Businesses Get in SBA Loans?
468 SBA loans totaling $150.5M have been approved for florists businesses (NAICS 459310). The average approved SBA loan is $322K, which is 6% below avg the $340K national average. 175 active lenders fund this industry.
NAICS 459310 (Florists) received 468 SBA loans worth $150.5M across 5+ states. Average loan $322K, average term 145 months.175 active SBA-approved lenders fund this industry. Most florists loans use the SBA 7(a) program.
Is SBA Lending Growing for Florists?+30% growth
Which SBA Program Do Florists Businesses Use Most?
What Is the Best SBA Loan for Florists?
The most widely used SBA program for florists businesses — flexible terms, multiple use cases
Where Are Florists SBA Loans Most Common?
Top SBA Lenders for Florists
These banks have funded the most SBA loans for florists businesses (NAICS 459310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 43 | $8.2M |
| 2 | TD Bank, National Association(DE) | 29 | $4.4M |
| 3 | Northeast Bank(ME) | 26 | $2.1M |
| 4 | U.S. Bank, National Association(OH) | 23 | $5.1M |
| 5 | Manufacturers and Traders Trust Company(NY) | 20 | $1.2M |
Ready to Fund Your Florists Business?
PeerSense places SBA loans for florists businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
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How Does SBA Lending Work for Florists Businesses?
Across all SBA loan programs, 468 loans have been approved for businesses classified under NAICS 459310 (Florists), representing $150.5M in total capital deployed. The average approved loan of $322K is 6% below avg the national SBA average of $340K, with typical repayment terms of 145 months.
SBA lending for florists is accelerating — loan volume has grown approximately 30% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching florists business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Florists SBA Loans
What is the average SBA loan size for florists businesses?
Which SBA loan program is best for a florists business?
How many lenders fund SBA loans for florists?
What states have the most SBA lending for florists?
How does PeerSense help florists businesses get SBA loans?
Related Retail Trade Industries
All Other Miscellaneous Store Retailers (except Tobacco Stores)
Sporting Goods Stores
Gift, Novelty, and Souvenir Stores
Florists
All Other General Merchandise Stores
Other Direct Selling Establishments
Data aggregated from SBA loan records (1992–2025). Florists defined by NAICS code 459310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.