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NAICS 459210Retail TradeLending Growing

How Much Can Book Retailers and News Dealers Businesses Get in SBA Loans?

206 SBA loans totaling $40.3M have been approved for book retailers and news dealers businesses (NAICS 459210). The average approved SBA loan is $196K, which is 43% below avg the $340K national average. 88 active lenders fund this industry.

Quick Answer

NAICS 459210 (Book Retailers and News Dealers) received 206 SBA loans worth $40.3M across 5+ states. Average loan $196K, average term 132 months.88 active SBA-approved lenders fund this industry. Most book retailers and news dealers loans use the SBA 7(a) program.

206
Total SBA Loans
$40.3M
Total Volume
$196K
Avg Loan Size
43% below avg
88
Active Lenders
132 mo
Avg Term
near national avg
1,107
Jobs Supported

Is SBA Lending Growing for Book Retailers and News Dealers?+127% growth

21
33
63
75
22
23
24
25
$6.4M
$6.0M
$9.1M
$16.0M

Which SBA Program Do Book Retailers and News Dealers Businesses Use Most?

SBA 7(a)194 (94%)
SBA 50412 (6%)

What Is the Best SBA Loan for Book Retailers and News Dealers?

SBA 7(a)

The most widely used SBA program for book retailers and news dealers businesses — flexible terms, multiple use cases

Industry avg loan: $196K
Typical term: 132 months
Historical avg rate: 10.60%
88+ lenders active in this industry

Where Are Book Retailers and News Dealers SBA Loans Most Common?

#1
NY
24 loans
$8.3M
#2
CA
20 loans
$6.5M
#3
PA
17 loans
$1.6M
#4
WA
11 loans
$2.4M
#5
IL
10 loans
$1.8M

Top SBA Lenders for Book Retailers and News Dealers

These banks have funded the most SBA loans for book retailers and news dealers businesses (NAICS 459210). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)19$1.6M
2Readycap Lending, LLC(NJ)18$2.8M
3Newtek Bank, National Association(FL)17$2.8M
4Northeast Bank(ME)13$1.2M
5Wells Fargo Bank National Association(SD)8$1.0M

Ready to Fund Your Book Retailers and News Dealers Business?

PeerSense places SBA loans for book retailers and news dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Book Retailers and News Dealers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Book Retailers and News Dealers Businesses?

Across all SBA loan programs, 206 loans have been approved for businesses classified under NAICS 459210 (Book Retailers and News Dealers), representing $40.3M in total capital deployed. The average approved loan of $196K is 43% below avg the national SBA average of $340K, with typical repayment terms of 132 months.

SBA lending for book retailers and news dealers is accelerating — loan volume has grown approximately 127% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching book retailers and news dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Book Retailers and News Dealers SBA Loans

What is the average SBA loan size for book retailers and news dealers businesses?
Based on 206 approved SBA loans, the average loan size for book retailers and news dealers (NAICS 459210) is $196K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a book retailers and news dealers business?
SBA 7(a) is the most commonly used SBA program for book retailers and news dealers businesses. The most widely used SBA program for book retailers and news dealers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for book retailers and news dealers?
88 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the book retailers and news dealers sector.
What states have the most SBA lending for book retailers and news dealers?
NY leads with 24 SBA loans and $8.3M in total volume for book retailers and news dealers businesses. CA, PA, WA also show strong lending activity in this sector.
How does PeerSense help book retailers and news dealers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the book retailers and news dealers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Book Retailers and News Dealers defined by NAICS code 459210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.