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NAICS 459130Retail TradeLending Growing

How Much Can Sewing, Needlework, and Piece Goods Retailers Businesses Get in SBA Loans?

129 SBA loans totaling $37.2M have been approved for sewing, needlework, and piece goods retailers businesses (NAICS 459130). The average approved SBA loan is $289K, which is 15% below avg the $340K national average. 71 active lenders fund this industry.

Quick Answer

NAICS 459130 (Sewing, Needlework, and Piece Goods Retailers) received 129 SBA loans worth $37.2M across 5+ states. Average loan $289K, average term 135 months.71 active SBA-approved lenders fund this industry. Most sewing, needlework, and piece goods retailers loans use the SBA 7(a) program.

129
Total SBA Loans
$37.2M
Total Volume
$289K
Avg Loan Size
15% below avg
71
Active Lenders
135 mo
Avg Term
4% above avg
730
Jobs Supported

Is SBA Lending Growing for Sewing, Needlework, and Piece Goods Retailers?+52% growth

9
29
46
44
22
23
24
25
$3.5M
$6.3M
$17.2M
$10.2M

Which SBA Program Do Sewing, Needlework, and Piece Goods Retailers Businesses Use Most?

SBA 7(a)120 (93%)
SBA 5049 (7%)

What Is the Best SBA Loan for Sewing, Needlework, and Piece Goods Retailers?

SBA 7(a)

The most widely used SBA program for sewing, needlework, and piece goods retailers businesses — flexible terms, multiple use cases

Industry avg loan: $289K
Typical term: 135 months
Historical avg rate: 10.22%
71+ lenders active in this industry

Where Are Sewing, Needlework, and Piece Goods Retailers SBA Loans Most Common?

#1
NY
14 loans
$4.7M
#2
OH
10 loans
$2.2M
#3
MN
10 loans
$582K
#4
TX
9 loans
$3.3M
#5
IL
7 loans
$956K

Top SBA Lenders for Sewing, Needlework, and Piece Goods Retailers

These banks have funded the most SBA loans for sewing, needlework, and piece goods retailers businesses (NAICS 459130). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)13$2.6M
2U.S. Bank, National Association(OH)8$422K
3Manufacturers and Traders Trust Company(NY)8$847K
4Northeast Bank(ME)6$665K
5Newtek Bank, National Association(FL)5$895K

Ready to Fund Your Sewing, Needlework, and Piece Goods Retailers Business?

PeerSense places SBA loans for sewing, needlework, and piece goods retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Sewing, Needlework, and Piece Goods Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Sewing, Needlework, and Piece Goods Retailers Businesses?

Across all SBA loan programs, 129 loans have been approved for businesses classified under NAICS 459130 (Sewing, Needlework, and Piece Goods Retailers), representing $37.2M in total capital deployed. The average approved loan of $289K is 15% below avg the national SBA average of $340K, with typical repayment terms of 135 months.

SBA lending for sewing, needlework, and piece goods retailers is accelerating — loan volume has grown approximately 52% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching sewing, needlework, and piece goods retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Sewing, Needlework, and Piece Goods Retailers SBA Loans

What is the average SBA loan size for sewing, needlework, and piece goods retailers businesses?
Based on 129 approved SBA loans, the average loan size for sewing, needlework, and piece goods retailers (NAICS 459130) is $289K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a sewing, needlework, and piece goods retailers business?
SBA 7(a) is the most commonly used SBA program for sewing, needlework, and piece goods retailers businesses. The most widely used SBA program for sewing, needlework, and piece goods retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for sewing, needlework, and piece goods retailers?
71 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the sewing, needlework, and piece goods retailers sector.
What states have the most SBA lending for sewing, needlework, and piece goods retailers?
NY leads with 14 SBA loans and $4.7M in total volume for sewing, needlework, and piece goods retailers businesses. OH, MN, TX also show strong lending activity in this sector.
How does PeerSense help sewing, needlework, and piece goods retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the sewing, needlework, and piece goods retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Sewing, Needlework, and Piece Goods Retailers defined by NAICS code 459130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.