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NAICS 459120Retail TradeLending Growing

How Much Can Hobby, Toy, and Game Retailers Businesses Get in SBA Loans?

598 SBA loans totaling $161.4M have been approved for hobby, toy, and game retailers businesses (NAICS 459120). The average approved SBA loan is $270K, which is 21% below avg the $340K national average. 159 active lenders fund this industry.

Quick Answer

NAICS 459120 (Hobby, Toy, and Game Retailers) received 598 SBA loans worth $161.4M across 5+ states. Average loan $270K, average term 130 months.159 active SBA-approved lenders fund this industry. Most hobby, toy, and game retailers loans use the SBA 7(a) program.

598
Total SBA Loans
$161.4M
Total Volume
$270K
Avg Loan Size
21% below avg
159
Active Lenders
130 mo
Avg Term
near national avg
3,439
Jobs Supported

Is SBA Lending Growing for Hobby, Toy, and Game Retailers?+147% growth

1
52
99
168
245
18
22
23
24
25
$350K
$27.1M
$30.2M
$49.4M
$43.7M

Which SBA Program Do Hobby, Toy, and Game Retailers Businesses Use Most?

SBA 7(a)565 (94%)
SBA 50433 (6%)

What Is the Best SBA Loan for Hobby, Toy, and Game Retailers?

SBA 7(a)

The most widely used SBA program for hobby, toy, and game retailers businesses — flexible terms, multiple use cases

Industry avg loan: $270K
Typical term: 130 months
Historical avg rate: 10.41%
159+ lenders active in this industry

Where Are Hobby, Toy, and Game Retailers SBA Loans Most Common?

#1
CA
61 loans
$24.6M
#2
TX
44 loans
$9.5M
#3
OH
35 loans
$8.0M
#4
PA
33 loans
$6.4M
#5
NY
33 loans
$8.8M

Top SBA Lenders for Hobby, Toy, and Game Retailers

These banks have funded the most SBA loans for hobby, toy, and game retailers businesses (NAICS 459120). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)119$17.0M
2Northeast Bank(ME)33$2.8M
3Newtek Bank, National Association(FL)27$6.8M
4Manufacturers and Traders Trust Company(NY)24$4.3M
5Readycap Lending, LLC(NJ)23$5.3M

Ready to Fund Your Hobby, Toy, and Game Retailers Business?

PeerSense places SBA loans for hobby, toy, and game retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Hobby, Toy, and Game Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Hobby, Toy, and Game Retailers Businesses?

Across all SBA loan programs, 598 loans have been approved for businesses classified under NAICS 459120 (Hobby, Toy, and Game Retailers), representing $161.4M in total capital deployed. The average approved loan of $270K is 21% below avg the national SBA average of $340K, with typical repayment terms of 130 months.

SBA lending for hobby, toy, and game retailers is accelerating — loan volume has grown approximately 147% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching hobby, toy, and game retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Hobby, Toy, and Game Retailers SBA Loans

What is the average SBA loan size for hobby, toy, and game retailers businesses?
Based on 598 approved SBA loans, the average loan size for hobby, toy, and game retailers (NAICS 459120) is $270K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a hobby, toy, and game retailers business?
SBA 7(a) is the most commonly used SBA program for hobby, toy, and game retailers businesses. The most widely used SBA program for hobby, toy, and game retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for hobby, toy, and game retailers?
159 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the hobby, toy, and game retailers sector.
What states have the most SBA lending for hobby, toy, and game retailers?
CA leads with 61 SBA loans and $24.6M in total volume for hobby, toy, and game retailers businesses. TX, OH, PA also show strong lending activity in this sector.
How does PeerSense help hobby, toy, and game retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the hobby, toy, and game retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Hobby, Toy, and Game Retailers defined by NAICS code 459120. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.