How Much Can Sporting Goods Retailers Businesses Get in SBA Loans?
972 SBA loans totaling $417.8M have been approved for sporting goods retailers businesses (NAICS 459110). The average approved SBA loan is $430K, which is 26% above avg the $340K national average. 304 active lenders fund this industry.
NAICS 459110 (Sporting Goods Retailers) received 972 SBA loans worth $417.8M across 5+ states. Average loan $430K, average term 137 months.304 active SBA-approved lenders fund this industry. Most sporting goods retailers loans use the SBA 7(a) program.
Is SBA Lending Growing for Sporting Goods Retailers?+26% growth
Which SBA Program Do Sporting Goods Retailers Businesses Use Most?
What Is the Best SBA Loan for Sporting Goods Retailers?
The most widely used SBA program for sporting goods retailers businesses — flexible terms, multiple use cases
Where Are Sporting Goods Retailers SBA Loans Most Common?
Top SBA Lenders for Sporting Goods Retailers
These banks have funded the most SBA loans for sporting goods retailers businesses (NAICS 459110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 73 | $16.2M |
| 2 | U.S. Bank, National Association(OH) | 48 | $8.9M |
| 3 | Northeast Bank(ME) | 44 | $6.4M |
| 4 | BayFirst National Bank(FL) | 33 | $4.4M |
| 5 | Newtek Bank, National Association(FL) | 33 | $13.2M |
Sporting Goods Retailers Industry Context
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PeerSense places SBA loans for sporting goods retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Sporting Goods Retailers Businesses?
Across all SBA loan programs, 972 loans have been approved for businesses classified under NAICS 459110 (Sporting Goods Retailers), representing $417.8M in total capital deployed. The average approved loan of $430K is 26% above avg the national SBA average of $340K, with typical repayment terms of 137 months.
SBA lending for sporting goods retailers is accelerating — loan volume has grown approximately 26% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching sporting goods retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Sporting Goods Retailers SBA Loans
What is the average SBA loan size for sporting goods retailers businesses?
Which SBA loan program is best for a sporting goods retailers business?
How many lenders fund SBA loans for sporting goods retailers?
What states have the most SBA lending for sporting goods retailers?
How does PeerSense help sporting goods retailers businesses get SBA loans?
Related Retail Trade Industries
All Other Miscellaneous Store Retailers (except Tobacco Stores)
Sporting Goods Stores
Gift, Novelty, and Souvenir Stores
Florists
All Other General Merchandise Stores
Other Direct Selling Establishments
Data aggregated from SBA loan records (1992–2025). Sporting Goods Retailers defined by NAICS code 459110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.