How Much Can Jewelry Retailers Businesses Get in SBA Loans?
518 SBA loans totaling $203.0M have been approved for jewelry retailers businesses (NAICS 458310). The average approved SBA loan is $392K, which is 15% above avg the $340K national average. 155 active lenders fund this industry.
NAICS 458310 (Jewelry Retailers) received 518 SBA loans worth $203.0M across 5+ states. Average loan $392K, average term 134 months.155 active SBA-approved lenders fund this industry. Most jewelry retailers loans use the SBA 7(a) program.
Is SBA Lending Growing for Jewelry Retailers?+43% growth
Which SBA Program Do Jewelry Retailers Businesses Use Most?
What Is the Best SBA Loan for Jewelry Retailers?
The most widely used SBA program for jewelry retailers businesses — flexible terms, multiple use cases
Where Are Jewelry Retailers SBA Loans Most Common?
Top SBA Lenders for Jewelry Retailers
These banks have funded the most SBA loans for jewelry retailers businesses (NAICS 458310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 35 | $10.0M |
| 2 | Northeast Bank(ME) | 35 | $4.1M |
| 3 | Readycap Lending, LLC(NJ) | 28 | $6.4M |
| 4 | The Huntington National Bank(OH) | 28 | $4.1M |
| 5 | TD Bank, National Association(DE) | 27 | $2.2M |
Ready to Fund Your Jewelry Retailers Business?
PeerSense places SBA loans for jewelry retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Jewelry Retailers Businesses?
Across all SBA loan programs, 518 loans have been approved for businesses classified under NAICS 458310 (Jewelry Retailers), representing $203.0M in total capital deployed. The average approved loan of $392K is 15% above avg the national SBA average of $340K, with typical repayment terms of 134 months.
SBA lending for jewelry retailers is accelerating — loan volume has grown approximately 43% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching jewelry retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Jewelry Retailers SBA Loans
What is the average SBA loan size for jewelry retailers businesses?
Which SBA loan program is best for a jewelry retailers business?
How many lenders fund SBA loans for jewelry retailers?
What states have the most SBA lending for jewelry retailers?
How does PeerSense help jewelry retailers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Jewelry Retailers defined by NAICS code 458310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.