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NAICS 458210Retail TradeLending Growing

How Much Can Shoe Retailers Businesses Get in SBA Loans?

221 SBA loans totaling $76.6M have been approved for shoe retailers businesses (NAICS 458210). The average approved SBA loan is $346K, which is near national avg the $340K national average. 84 active lenders fund this industry.

Quick Answer

NAICS 458210 (Shoe Retailers) received 221 SBA loans worth $76.6M across 5+ states. Average loan $346K, average term 133 months.84 active SBA-approved lenders fund this industry. Most shoe retailers loans use the SBA 7(a) program.

221
Total SBA Loans
$76.6M
Total Volume
$346K
Avg Loan Size
near national avg
84
Active Lenders
133 mo
Avg Term
near national avg
1,583
Jobs Supported

Is SBA Lending Growing for Shoe Retailers?+46% growth

22
46
83
67
22
23
24
25
$10.5M
$16.7M
$28.4M
$20.4M

Which SBA Program Do Shoe Retailers Businesses Use Most?

SBA 7(a)211 (95%)
SBA 50410 (5%)

What Is the Best SBA Loan for Shoe Retailers?

SBA 7(a)

The most widely used SBA program for shoe retailers businesses — flexible terms, multiple use cases

Industry avg loan: $346K
Typical term: 133 months
Historical avg rate: 10.29%
84+ lenders active in this industry

Where Are Shoe Retailers SBA Loans Most Common?

#1
CA
34 loans
$11.3M
#2
FL
24 loans
$9.0M
#3
NY
21 loans
$6.6M
#4
OH
16 loans
$4.8M
#5
AZ
9 loans
$2.9M

Top SBA Lenders for Shoe Retailers

These banks have funded the most SBA loans for shoe retailers businesses (NAICS 458210). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)29$4.6M
2Northeast Bank(ME)16$1.7M
3Wells Fargo Bank National Association(SD)13$5.3M
4Newtek Bank, National Association(FL)10$1.9M
5TD Bank, National Association(DE)9$2.0M

Ready to Fund Your Shoe Retailers Business?

PeerSense places SBA loans for shoe retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Shoe Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Shoe Retailers Businesses?

Across all SBA loan programs, 221 loans have been approved for businesses classified under NAICS 458210 (Shoe Retailers), representing $76.6M in total capital deployed. The average approved loan of $346K is near national avg the national SBA average of $340K, with typical repayment terms of 133 months.

SBA lending for shoe retailers is accelerating — loan volume has grown approximately 46% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The overwhelming majority of SBA lending for shoe retailers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching shoe retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Shoe Retailers SBA Loans

What is the average SBA loan size for shoe retailers businesses?
Based on 221 approved SBA loans, the average loan size for shoe retailers (NAICS 458210) is $346K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a shoe retailers business?
SBA 7(a) is the most commonly used SBA program for shoe retailers businesses. The most widely used SBA program for shoe retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for shoe retailers?
84 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the shoe retailers sector.
What states have the most SBA lending for shoe retailers?
CA leads with 34 SBA loans and $11.3M in total volume for shoe retailers businesses. FL, NY, OH also show strong lending activity in this sector.
How does PeerSense help shoe retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the shoe retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Shoe Retailers defined by NAICS code 458210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.