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NAICS 456199Retail TradeLending Growing

How Much Can All Other Health and Personal Care Retailers Businesses Get in SBA Loans?

320 SBA loans totaling $115.4M have been approved for all other health and personal care retailers businesses (NAICS 456199). The average approved SBA loan is $361K, which is 6% above avg the $340K national average. 98 active lenders fund this industry.

Quick Answer

NAICS 456199 (All Other Health and Personal Care Retailers) received 320 SBA loans worth $115.4M across 5+ states. Average loan $361K, average term 128 months.98 active SBA-approved lenders fund this industry. Most all other health and personal care retailers loans use the SBA 7(a) program.

320
Total SBA Loans
$115.4M
Total Volume
$361K
Avg Loan Size
6% above avg
98
Active Lenders
128 mo
Avg Term
near national avg
2,432
Jobs Supported

Is SBA Lending Growing for All Other Health and Personal Care Retailers?+154% growth

34
52
94
132
22
23
24
25
$20.6M
$13.4M
$39.9M
$40.2M

Which SBA Program Do All Other Health and Personal Care Retailers Businesses Use Most?

SBA 7(a)308 (96%)
SBA 50412 (4%)

What Is the Best SBA Loan for All Other Health and Personal Care Retailers?

SBA 7(a)

The most widely used SBA program for all other health and personal care retailers businesses — flexible terms, multiple use cases

Industry avg loan: $361K
Typical term: 128 months
Historical avg rate: 10.25%
98+ lenders active in this industry

Where Are All Other Health and Personal Care Retailers SBA Loans Most Common?

#1
CA
39 loans
$14.0M
#2
FL
39 loans
$14.0M
#3
TX
35 loans
$16.1M
#4
OH
20 loans
$4.1M
#5
GA
15 loans
$2.0M

Top SBA Lenders for All Other Health and Personal Care Retailers

These banks have funded the most SBA loans for all other health and personal care retailers businesses (NAICS 456199). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1The Huntington National Bank(OH)56$12.3M
2Northeast Bank(ME)33$6.3M
3Newtek Bank, National Association(FL)21$8.3M
4Celtic Bank Corporation(UT)12$1.3M
5Readycap Lending, LLC(NJ)12$3.2M

All Other Health and Personal Care Retailers Industry Context

U.S. Employment
28,615,000
BLS · 2026

Ready to Fund Your All Other Health and Personal Care Retailers Business?

PeerSense places SBA loans for all other health and personal care retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a All Other Health and Personal Care Retailers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for All Other Health and Personal Care Retailers Businesses?

Across all SBA loan programs, 320 loans have been approved for businesses classified under NAICS 456199 (All Other Health and Personal Care Retailers), representing $115.4M in total capital deployed. The average approved loan of $361K is 6% above avg the national SBA average of $340K, with typical repayment terms of 128 months.

SBA lending for all other health and personal care retailers is accelerating — loan volume has grown approximately 154% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The overwhelming majority of SBA lending for all other health and personal care retailers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching all other health and personal care retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — All Other Health and Personal Care Retailers SBA Loans

What is the average SBA loan size for all other health and personal care retailers businesses?
Based on 320 approved SBA loans, the average loan size for all other health and personal care retailers (NAICS 456199) is $361K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a all other health and personal care retailers business?
SBA 7(a) is the most commonly used SBA program for all other health and personal care retailers businesses. The most widely used SBA program for all other health and personal care retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for all other health and personal care retailers?
98 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the all other health and personal care retailers sector.
What states have the most SBA lending for all other health and personal care retailers?
CA leads with 39 SBA loans and $14.0M in total volume for all other health and personal care retailers businesses. FL, TX, OH also show strong lending activity in this sector.
How does PeerSense help all other health and personal care retailers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the all other health and personal care retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). All Other Health and Personal Care Retailers defined by NAICS code 456199. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.