What is the SBA loan default rate for Food (Health) Supplement Retailers?

100 lenders actively fund Food (Health) Supplement Retailers. A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Food (Health) Supplement Retailers?

The SBA 7(a) program is the most commonly used for Food (Health) Supplement Retailers businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 456191Retail TradeLending Growing

How Much Can Food (Health) Supplement Retailers Businesses Get in SBA Loans?

Name: Food (Health) Supplement Retailers SBA Loan Performance Data (NAICS 456191)
Creator: PeerSense
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291 SBA loans totaling $86.6M have been approved for food (health) supplement retailers businesses (NAICS 456191). The average approved SBA loan is $298K, which is 13% below avg the $340K national average. 100 active lenders fund this industry.

Quick Answer

NAICS 456191 (Food (Health) Supplement Retailers) received 291 SBA loans worth $86.6M across 5+ states. Average loan $298K, average term 123 months.100 active SBA-approved lenders fund this industry. Most food (health) supplement retailers loans use the SBA 7(a) program.

291

Total SBA Loans

$86.6M

Total Volume

$298K

Avg Loan Size

13% below avg

100

Active Lenders

123 mo

Avg Term

5% below avg

1,670

Jobs Supported

Is SBA Lending Growing for Food (Health) Supplement Retailers?+61% growth

108

$7.8M

$18.5M

$15.2M

$37.3M

Which SBA Program Do Food (Health) Supplement Retailers Businesses Use Most?

SBA 7(a)278 (96%)

SBA 50413 (4%)

What Is the Best SBA Loan for Food (Health) Supplement Retailers?

SBA 7(a)

The most widely used SBA program for food (health) supplement retailers businesses — flexible terms, multiple use cases

Industry avg loan: $298K

Typical term: 123 months

Historical avg rate: 10.73%

100+ lenders active in this industry

Where Are Food (Health) Supplement Retailers SBA Loans Most Common?

43 loans

$15.6M

32 loans

$6.0M

27 loans

$9.3M

22 loans

$13.0M

17 loans

$3.4M

Top SBA Lenders for Food (Health) Supplement Retailers

These banks have funded the most SBA loans for food (health) supplement retailers businesses (NAICS 456191). PeerSense routes deals to lenders with proven appetite in your industry.

#	Lender	Loans	Volume
1	Newtek Bank, National Association(FL)	24	$9.2M
2	Northeast Bank(ME)	18	$2.8M
3	Readycap Lending, LLC(NJ)	17	$3.3M
4	BayFirst National Bank(FL)	15	$2.4M
5	The Huntington National Bank(OH)	13	$2.9M

Browse all SBA lenders Best SBA lenders 2026

Food (Health) Supplement Retailers Industry Context

U.S. Employment

28,615,000

BLS · 2026

Ready to Fund Your Food (Health) Supplement Retailers Business?

PeerSense places SBA loans for food (health) supplement retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

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How Does SBA Lending Work for Food (Health) Supplement Retailers Businesses?

Across all SBA loan programs, 291 loans have been approved for businesses classified under NAICS 456191 (Food (Health) Supplement Retailers), representing $86.6M in total capital deployed. The average approved loan of $298K is 13% below avg the national SBA average of $340K, with typical repayment terms of 123 months.

SBA lending for food (health) supplement retailers is accelerating — loan volume has grown approximately 61% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The overwhelming majority of SBA lending for food (health) supplement retailers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching food (health) supplement retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

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Frequently Asked Questions — Food (Health) Supplement Retailers SBA Loans

What is the average SBA loan size for food (health) supplement retailers businesses?

Based on 291 approved SBA loans, the average loan size for food (health) supplement retailers (NAICS 456191) is $298K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a food (health) supplement retailers business?

SBA 7(a) is the most commonly used SBA program for food (health) supplement retailers businesses. The most widely used SBA program for food (health) supplement retailers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for food (health) supplement retailers?

100 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the food (health) supplement retailers sector.

What states have the most SBA lending for food (health) supplement retailers?

CA leads with 43 SBA loans and $15.6M in total volume for food (health) supplement retailers businesses. FL, NY, UT also show strong lending activity in this sector.

How does PeerSense help food (health) supplement retailers businesses get SBA loans?

PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the food (health) supplement retailers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Related Retail Trade Industries

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11,465 loans · N/A

Avg: $171K

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10,775 loans · N/A

Avg: $198K

Gift, Novelty, and Souvenir Stores

Florists

All Other General Merchandise Stores

4,265 loans · N/A

Avg: $154K

Other Direct Selling Establishments

3,977 loans · N/A

Avg: $287K

Data aggregated from SBA loan records (1992–2025). Food (Health) Supplement Retailers defined by NAICS code 456191. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.