How Much Can Pharmacies and Drug Retailers Businesses Get in SBA Loans?
1,038 SBA loans totaling $722.2M have been approved for pharmacies and drug retailers businesses (NAICS 456110). The average approved SBA loan is $696K, which is 104% above avg the $340K national average. 224 active lenders fund this industry.
NAICS 456110 (Pharmacies and Drug Retailers) received 1,038 SBA loans worth $722.2M across 5+ states. Average loan $696K, average term 138 months.224 active SBA-approved lenders fund this industry. Most pharmacies and drug retailers loans use the SBA 7(a) program.
Is SBA Lending Growing for Pharmacies and Drug Retailers?+36% growth
Which SBA Program Do Pharmacies and Drug Retailers Businesses Use Most?
What Is the Best SBA Loan for Pharmacies and Drug Retailers?
The most widely used SBA program for pharmacies and drug retailers businesses — flexible terms, multiple use cases
Where Are Pharmacies and Drug Retailers SBA Loans Most Common?
Top SBA Lenders for Pharmacies and Drug Retailers
These banks have funded the most SBA loans for pharmacies and drug retailers businesses (NAICS 456110). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Byline Bank(IL) | 101 | $79.3M |
| 2 | First Financial Bank(AR) | 91 | $118.5M |
| 3 | Live Oak Banking Company(NC) | 77 | $124.5M |
| 4 | BayFirst National Bank(FL) | 52 | $8.9M |
| 5 | The Huntington National Bank(OH) | 43 | $14.4M |
Ready to Fund Your Pharmacies and Drug Retailers Business?
PeerSense places SBA loans for pharmacies and drug retailers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Pharmacies and Drug Retailers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Pharmacies and Drug Retailers Businesses?
Across all SBA loan programs, 1,038 loans have been approved for businesses classified under NAICS 456110 (Pharmacies and Drug Retailers), representing $722.2M in total capital deployed. The average approved loan of $696K is 104% above avg the national SBA average of $340K, with typical repayment terms of 138 months.
SBA lending for pharmacies and drug retailers is accelerating — loan volume has grown approximately 36% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for pharmacies and drug retailers uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching pharmacies and drug retailers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Pharmacies and Drug Retailers SBA Loans
What is the average SBA loan size for pharmacies and drug retailers businesses?
Which SBA loan program is best for a pharmacies and drug retailers business?
How many lenders fund SBA loans for pharmacies and drug retailers?
What states have the most SBA lending for pharmacies and drug retailers?
How does PeerSense help pharmacies and drug retailers businesses get SBA loans?
Related Retail Trade Industries
All Other Miscellaneous Store Retailers (except Tobacco Stores)
Sporting Goods Stores
Gift, Novelty, and Souvenir Stores
Florists
All Other General Merchandise Stores
Other Direct Selling Establishments
Data aggregated from SBA loan records (1992–2025). Pharmacies and Drug Retailers defined by NAICS code 456110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.