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NAICS 455211Retail Trade

How Much Can Warehouse Clubs and Supercenters Businesses Get in SBA Loans?

18 SBA loans totaling $12.8M have been approved for warehouse clubs and supercenters businesses (NAICS 455211). The average approved SBA loan is $711K, which is 109% above avg the $340K national average. 7 active lenders fund this industry.

Quick Answer

NAICS 455211 (Warehouse Clubs and Supercenters) received 18 SBA loans worth $12.8M across 5+ states. Average loan $711K, average term 147 months.7 active SBA-approved lenders fund this industry. Most warehouse clubs and supercenters loans use the SBA 504 program.

18
Total SBA Loans
$12.8M
Total Volume
$711K
Avg Loan Size
109% above avg
7
Active Lenders
147 mo
Avg Term
13% above avg
121
Jobs Supported

Which SBA Program Do Warehouse Clubs and Supercenters Businesses Use Most?

SBA 7(a)16 (89%)
SBA 5042 (11%)

What Is the Best SBA Loan for Warehouse Clubs and Supercenters?

SBA 504

11% of warehouse clubs and supercenters loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $711K
Typical term: 147 months
Historical avg rate: 10.56%
7+ lenders active in this industry

Where Are Warehouse Clubs and Supercenters SBA Loans Most Common?

#1
NY
5 loans
$2.4M
#2
FL
4 loans
$6.8M
#3
CA
2 loans
$1.3M
#4
WY
1 loans
$385K
#5
NJ
1 loans
$500K

Top SBA Lenders for Warehouse Clubs and Supercenters

These banks have funded the most SBA loans for warehouse clubs and supercenters businesses (NAICS 455211). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Readycap Lending, LLC(NJ)12$5.5M
2Oriental Bank(PR)1$400K
3Florida First Capital Finance(FL)1$4.6M
4Northeast Bank(ME)1$500K
5The Huntington National Bank(OH)1$50K

Warehouse Clubs and Supercenters Industry Context

U.S. Employment
28,615,000
BLS · 2026

Ready to Fund Your Warehouse Clubs and Supercenters Business?

PeerSense places SBA loans for warehouse clubs and supercenters businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Warehouse Clubs and Supercenters business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Warehouse Clubs and Supercenters Businesses?

Across all SBA loan programs, 18 loans have been approved for businesses classified under NAICS 455211 (Warehouse Clubs and Supercenters), representing $12.8M in total capital deployed. The average approved loan of $711K is 109% above avg the national SBA average of $340K, with typical repayment terms of 147 months.

SBA lending for warehouse clubs and supercenters has remained relatively stable across recent fiscal years. 7 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching warehouse clubs and supercenters business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Warehouse Clubs and Supercenters SBA Loans

What is the average SBA loan size for warehouse clubs and supercenters businesses?
Based on 18 approved SBA loans, the average loan size for warehouse clubs and supercenters (NAICS 455211) is $711K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a warehouse clubs and supercenters business?
SBA 504 is the most commonly used SBA program for warehouse clubs and supercenters businesses. 11% of warehouse clubs and supercenters loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for warehouse clubs and supercenters?
7 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the warehouse clubs and supercenters sector.
What states have the most SBA lending for warehouse clubs and supercenters?
NY leads with 5 SBA loans and $2.4M in total volume for warehouse clubs and supercenters businesses. FL, CA, WY also show strong lending activity in this sector.
How does PeerSense help warehouse clubs and supercenters businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the warehouse clubs and supercenters industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Warehouse Clubs and Supercenters defined by NAICS code 455211. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.