Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 455110Retail Trade

How Much Can Supermarkets and Other Grocery Retailers (except Convenience Retailers) Businesses Get in SBA Loans?

100 SBA loans totaling $54.3M have been approved for supermarkets and other grocery retailers (except convenience retailers) businesses (NAICS 455110). The average approved SBA loan is $543K, which is 59% above avg the $340K national average. 52 active lenders fund this industry.

Quick Answer

NAICS 455110 (Supermarkets and Other Grocery Retailers (except Convenience Retailers)) received 100 SBA loans worth $54.3M across 5+ states. Average loan $543K, average term 173 months.52 active SBA-approved lenders fund this industry. Most supermarkets and other grocery retailers (except convenience retailers) loans use the SBA 504 program.

100
Total SBA Loans
$54.3M
Total Volume
$543K
Avg Loan Size
59% above avg
52
Active Lenders
173 mo
Avg Term
33% above avg
529
Jobs Supported

Is SBA Lending Growing for Supermarkets and Other Grocery Retailers (except Convenience Retailers)?

21
26
24
27
22
23
24
25
$21.5M
$18.4M
$7.7M
$6.4M

Which SBA Program Do Supermarkets and Other Grocery Retailers (except Convenience Retailers) Businesses Use Most?

SBA 7(a)72 (72%)
SBA 50428 (28%)

What Is the Best SBA Loan for Supermarkets and Other Grocery Retailers (except Convenience Retailers)?

SBA 504

28% of supermarkets and other grocery retailers (except convenience retailers) loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $543K
Typical term: 173 months
Historical avg rate: 10.71%
52+ lenders active in this industry

Where Are Supermarkets and Other Grocery Retailers (except Convenience Retailers) SBA Loans Most Common?

#1
NY
13 loans
$8.6M
#2
CA
13 loans
$8.8M
#3
FL
8 loans
$2.1M
#4
NJ
6 loans
$12.7M
#5
OH
5 loans
$633K

Top SBA Lenders for Supermarkets and Other Grocery Retailers (except Convenience Retailers)

These banks have funded the most SBA loans for supermarkets and other grocery retailers (except convenience retailers) businesses (NAICS 455110). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Readycap Lending, LLC(NJ)10$1.5M
2U.S. Bank, National Association(OH)7$2.3M
3TD Bank, National Association(DE)7$474K
4Newtek Bank, National Association(FL)6$1.6M
5Trenton Business Assistance Co(NJ)6$16.3M

Supermarkets and Other Grocery Retailers (except Convenience Retailers) Industry Context

U.S. Employment
28,615,000
BLS · 2026

Ready to Fund Your Supermarkets and Other Grocery Retailers (except Convenience Retailers) Business?

PeerSense places SBA loans for supermarkets and other grocery retailers (except convenience retailers) businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Supermarkets and Other Grocery Retailers (except Convenience Retailers) business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Supermarkets and Other Grocery Retailers (except Convenience Retailers) Businesses?

Across all SBA loan programs, 100 loans have been approved for businesses classified under NAICS 455110 (Supermarkets and Other Grocery Retailers (except Convenience Retailers)), representing $54.3M in total capital deployed. The average approved loan of $543K is 59% above avg the national SBA average of $340K, with typical repayment terms of 173 months.

SBA lending for supermarkets and other grocery retailers (except convenience retailers) has remained relatively stable across recent fiscal years. 52 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

Notably, 28% of SBA loans in this industry use the 504 program — well above the national average — indicating that supermarkets and other grocery retailers (except convenience retailers) businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

PeerSense specializes in matching supermarkets and other grocery retailers (except convenience retailers) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Supermarkets and Other Grocery Retailers (except Convenience Retailers) SBA Loans

What is the average SBA loan size for supermarkets and other grocery retailers (except convenience retailers) businesses?
Based on 100 approved SBA loans, the average loan size for supermarkets and other grocery retailers (except convenience retailers) (NAICS 455110) is $543K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a supermarkets and other grocery retailers (except convenience retailers) business?
SBA 504 is the most commonly used SBA program for supermarkets and other grocery retailers (except convenience retailers) businesses. 28% of supermarkets and other grocery retailers (except convenience retailers) loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for supermarkets and other grocery retailers (except convenience retailers)?
52 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the supermarkets and other grocery retailers (except convenience retailers) sector.
What states have the most SBA lending for supermarkets and other grocery retailers (except convenience retailers)?
NY leads with 13 SBA loans and $8.6M in total volume for supermarkets and other grocery retailers (except convenience retailers) businesses. CA, FL, NJ also show strong lending activity in this sector.
How does PeerSense help supermarkets and other grocery retailers (except convenience retailers) businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the supermarkets and other grocery retailers (except convenience retailers) industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Supermarkets and Other Grocery Retailers (except Convenience Retailers) defined by NAICS code 455110. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.