How Much Can Major Household Appliance Manufacturing Businesses Get in SBA Loans?
17 SBA loans totaling $10.5M have been approved for major household appliance manufacturing businesses (NAICS 335220). The average approved SBA loan is $620K, which is 82% above avg the $340K national average. 11 active lenders fund this industry.
NAICS 335220 (Major Household Appliance Manufacturing) received 17 SBA loans worth $10.5M across 5+ states. Average loan $620K, average term 158 months.11 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
Is SBA Lending Growing for Major Household Appliance Manufacturing?-60% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Major Household Appliance Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Major Household Appliance Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Major Household Appliance Manufacturing SBA Loans Most Common?
Top SBA Lenders for Major Household Appliance Manufacturing
These banks have funded the most SBA loans for major household appliance manufacturing businesses (NAICS 335220). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Northeast Bank(ME) | 3 | $257K |
| 2 | TD Bank, National Association(DE) | 3 | $222K |
| 3 | American Bank(LA) | 2 | $860K |
| 4 | Truist Bank(NC) | 2 | $1.5M |
| 5 | Capital Certified Development(TX) | 1 | $992K |
Major Household Appliance Manufacturing Industry Context
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How Does SBA Lending Work for Major Household Appliance Manufacturing Businesses?
Across all SBA loan programs, 17 loans have been approved for businesses classified under NAICS 335220 (Major Household Appliance Manufacturing), representing $10.5M in total capital deployed. The average approved loan of $620K is 82% above avg the national SBA average of $340K, with typical repayment terms of 158 months.
SBA lending for major household appliance manufacturing has contracted approximately 60% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 11 lenders remain active, maintaining competitive options for qualified borrowers.
Notably, 24% of SBA loans in this industry use the 504 program — well above the national average — indicating that major household appliance manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Major Household Appliance Manufacturing SBA Loans
What is the average SBA loan size for major household appliance manufacturing businesses?
Which SBA loan program is best for a major household appliance manufacturing business?
How many lenders fund SBA loans for major household appliance manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help major household appliance manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Major Household Appliance Manufacturing defined by NAICS code 335220. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.