How Much Can Household Furniture (except Wood and Metal) Manufacturing Businesses Get in SBA Loans?
244 SBA loans totaling $40.2M have been approved for household furniture (except wood and metal) manufacturing businesses (NAICS 337125). The average approved SBA loan is $165K, which is 52% below avg the $340K national average. 89 active lenders fund this industry with a 22.3% default rate on the matured 2018-2021 loan cohort.
At 22.3%, Household Furniture (except Wood and Metal) Manufacturing sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 337125 (Household Furniture (except Wood and Metal) Manufacturing) received 244 SBA loans worth $40.2M across 5+ states. Average loan $165K, average term 106 months, 22.3% default rate (resolved-loan basis).89 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 165 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Household Furniture (except Wood and Metal) Manufacturing?-67% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Household Furniture (except Wood and Metal) Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Household Furniture (except Wood and Metal) Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Household Furniture (except Wood and Metal) Manufacturing SBA Loans Most Common?
Top SBA Lenders for Household Furniture (except Wood and Metal) Manufacturing
These banks have funded the most SBA loans for household furniture (except wood and metal) manufacturing businesses (NAICS 337125). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 42 | $1.5M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 23 | $3.1M |
| 3 | Wells Fargo Bank National Association(SD) | 16 | $1.8M |
| 4 | PNC Bank, National Association(DE) | 12 | $856K |
| 5 | Zions Bank, A Division of(UT) | 8 | $1.4M |
Household Furniture (except Wood and Metal) Manufacturing Industry Context
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How Does SBA Lending Work for Household Furniture (except Wood and Metal) Manufacturing Businesses?
Across all SBA loan programs, 244 loans have been approved for businesses classified under NAICS 337125 (Household Furniture (except Wood and Metal) Manufacturing), representing $40.2M in total capital deployed. The average approved loan of $165K is 52% below avg the national SBA average of $340K, with typical repayment terms of 106 months.
SBA lending for household furniture (except wood and metal) manufacturing has contracted approximately 67% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 89 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Household Furniture (except Wood and Metal) Manufacturing SBA Loans
What is the average SBA loan size for household furniture (except wood and metal) manufacturing businesses?
Which SBA loan program is best for a household furniture (except wood and metal) manufacturing business?
How many lenders fund SBA loans for household furniture (except wood and metal) manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help household furniture (except wood and metal) manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Household Furniture (except Wood and Metal) Manufacturing defined by NAICS code 337125. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.