How Much Can Home Health Equipment Rental Businesses Get in SBA Loans?
302 SBA loans totaling $86.3M have been approved for home health equipment rental businesses (NAICS 532291). The average approved SBA loan is $286K, which is 16% below avg the $340K national average. 133 active lenders fund this industry with a 19.3% default rate on the matured 2018-2021 loan cohort.
At 19.3%, Home Health Equipment Rental sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 532291 (Home Health Equipment Rental) received 302 SBA loans worth $86.3M across 5+ states. Average loan $286K, average term 104 months, 19.3% default rate (resolved-loan basis).133 active SBA-approved lenders fund this industry. Most home health equipment rental loans use the SBA 7(a) program. There are approximately 466,656 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Home Health Equipment Rental?
Which SBA Program Do Home Health Equipment Rental Businesses Use Most?
What Is the Best SBA Loan for Home Health Equipment Rental?
The most widely used SBA program for home health equipment rental businesses — flexible terms, multiple use cases
Where Are Home Health Equipment Rental SBA Loans Most Common?
Top SBA Lenders for Home Health Equipment Rental
These banks have funded the most SBA loans for home health equipment rental businesses (NAICS 532291). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 12 | $625K |
| 2 | KeyBank National Association(OH) | 12 | $6.2M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 11 | $1.6M |
| 4 | Banco Popular de Puerto Rico(PR) | 10 | $662K |
| 5 | FirstBank Puerto Rico(PR) | 10 | $213K |
Home Health Equipment Rental Industry Context
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How Does SBA Lending Work for Home Health Equipment Rental Businesses?
Across all SBA loan programs, 302 loans have been approved for businesses classified under NAICS 532291 (Home Health Equipment Rental), representing $86.3M in total capital deployed. The average approved loan of $286K is 16% below avg the national SBA average of $340K, with typical repayment terms of 104 months.
SBA lending for home health equipment rental has remained relatively stable across recent fiscal years. 133 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching home health equipment rental business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Home Health Equipment Rental SBA Loans
What is the average SBA loan size for home health equipment rental businesses?
Which SBA loan program is best for a home health equipment rental business?
How many lenders fund SBA loans for home health equipment rental?
What states have the most SBA lending for home health equipment rental?
How does PeerSense help home health equipment rental businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Home Health Equipment Rental defined by NAICS code 532291. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.