How Much Can Heavy Duty Truck Manufacturing Businesses Get in SBA Loans?
56 SBA loans totaling $39.5M have been approved for heavy duty truck manufacturing businesses (NAICS 336120). The average approved SBA loan is $706K, which is 107% above avg the $340K national average. 41 active lenders fund this industry.
NAICS 336120 (Heavy Duty Truck Manufacturing) received 56 SBA loans worth $39.5M across 5+ states. Average loan $706K, average term 152 months.41 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 97 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Heavy Duty Truck Manufacturing?
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Heavy Duty Truck Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Heavy Duty Truck Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Heavy Duty Truck Manufacturing SBA Loans Most Common?
Top SBA Lenders for Heavy Duty Truck Manufacturing
These banks have funded the most SBA loans for heavy duty truck manufacturing businesses (NAICS 336120). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Zions Bank, A Division of(UT) | 3 | $444K |
| 2 | Western Commerce Bank(NM) | 3 | $283K |
| 3 | 21st Century Bank(MN) | 3 | $850K |
| 4 | Peoples Bank of Commerce(OR) | 3 | $30K |
| 5 | JPMorgan Chase Bank, National Association(OH) | 2 | $75K |
Heavy Duty Truck Manufacturing Industry Context
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How Does SBA Lending Work for Heavy Duty Truck Manufacturing Businesses?
Across all SBA loan programs, 56 loans have been approved for businesses classified under NAICS 336120 (Heavy Duty Truck Manufacturing), representing $39.5M in total capital deployed. The average approved loan of $706K is 107% above avg the national SBA average of $340K, with typical repayment terms of 152 months.
SBA lending for heavy duty truck manufacturing has remained relatively stable across recent fiscal years. 41 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Heavy Duty Truck Manufacturing SBA Loans
What is the average SBA loan size for heavy duty truck manufacturing businesses?
Which SBA loan program is best for a heavy duty truck manufacturing business?
How many lenders fund SBA loans for heavy duty truck manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help heavy duty truck manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Heavy Duty Truck Manufacturing defined by NAICS code 336120. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.