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NAICS 212221Mining, Oil & Gas

How Much Can Gold Ore Mining Businesses Get in SBA Loans?

17 SBA loans totaling $10.1M have been approved for gold ore mining businesses (NAICS 212221). The average approved SBA loan is $593K, which is 74% above avg the $340K national average. 8 active lenders fund this industry.

Quick Answer

NAICS 212221 (Gold Ore Mining) received 17 SBA loans worth $10.1M across 5+ states. Average loan $593K, average term 79 months.8 active SBA-approved lenders fund this industry. Most gold ore mining loans use the SBA 7(a) program. There are approximately 178 U.S. establishments in this industry (Census 2022).

17
Total SBA Loans
$10.1M
Total Volume
$593K
Avg Loan Size
74% above avg
8
Active Lenders
79 mo
Avg Term
39% below avg
179
Jobs Supported

Is SBA Lending Growing for Gold Ore Mining?-50% decline

2
2
1
16
17
19
$415K
$23K
$300K

Which SBA Program Do Gold Ore Mining Businesses Use Most?

SBA 7(a)17 (100%)

What Is the Best SBA Loan for Gold Ore Mining?

SBA 7(a)

The most widely used SBA program for gold ore mining businesses — flexible terms, multiple use cases

Industry avg loan: $593K
Typical term: 79 months
Historical avg rate: 7.28%
8+ lenders active in this industry

Where Are Gold Ore Mining SBA Loans Most Common?

#1
AK
10 loans
$9.1M
#2
CO
2 loans
$30K
#3
UT
2 loans
$693K
#4
ID
1 loans
$60K
#5
NV
1 loans
$10K

Top SBA Lenders for Gold Ore Mining

These banks have funded the most SBA loans for gold ore mining businesses (NAICS 212221). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank Alaska, National Association(AK)4$3.5M
2Wells Fargo Bank National Association(SD)3$38K
3Alaska Growth Capital BIDCO, Inc.(AK)3$5.2M
4Zions Bank, A Division of(UT)3$753K
5Business Lenders, LLC(CT)1$220K

Gold Ore Mining Industry Context

U.S. Establishments
178
U.S. Census Bureau · 2022
U.S. Employment
600,000
BLS · 2026
SBA Penetration
9.55%
SBA loans per establishment

Ready to Fund Your Gold Ore Mining Business?

PeerSense places SBA loans for gold ore mining businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Gold Ore Mining business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Gold Ore Mining Businesses?

Across all SBA loan programs, 17 loans have been approved for businesses classified under NAICS 212221 (Gold Ore Mining), representing $10.1M in total capital deployed. The average approved loan of $593K is 74% above avg the national SBA average of $340K, with typical repayment terms of 79 months.

SBA lending for gold ore mining has contracted approximately 50% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 8 lenders remain active, maintaining competitive options for qualified borrowers.

The overwhelming majority of SBA lending for gold ore mining uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching gold ore mining business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Gold Ore Mining SBA Loans

What is the average SBA loan size for gold ore mining businesses?
Based on 17 approved SBA loans, the average loan size for gold ore mining (NAICS 212221) is $593K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a gold ore mining business?
SBA 7(a) is the most commonly used SBA program for gold ore mining businesses. The most widely used SBA program for gold ore mining businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for gold ore mining?
8 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the gold ore mining sector.
What states have the most SBA lending for gold ore mining?
AK leads with 10 SBA loans and $9.1M in total volume for gold ore mining businesses. CO, UT, ID also show strong lending activity in this sector.
How does PeerSense help gold ore mining businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the gold ore mining industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Gold Ore Mining defined by NAICS code 212221. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.