How Much Can Fuel Dealers Businesses Get in SBA Loans?
359 SBA loans totaling $124.8M have been approved for fuel dealers businesses (NAICS 454310). The average approved SBA loan is $348K, which is near national avg the $340K national average. 142 active lenders fund this industry with a 1.3% default rate on the matured 2018-2021 loan cohort.
At 1.3%, Fuel Dealers sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 454310 (Fuel Dealers) received 359 SBA loans worth $124.8M across 5+ states. Average loan $348K, average term 118 months, 1.3% default rate (resolved-loan basis).142 active SBA-approved lenders fund this industry. Most fuel dealers loans use the SBA 7(a) program. There are approximately 7,795 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Fuel Dealers?
Which SBA Program Do Fuel Dealers Businesses Use Most?
What Is the Best SBA Loan for Fuel Dealers?
The most widely used SBA program for fuel dealers businesses — flexible terms, multiple use cases
Where Are Fuel Dealers SBA Loans Most Common?
Top SBA Lenders for Fuel Dealers
These banks have funded the most SBA loans for fuel dealers businesses (NAICS 454310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Leader Bank, National Association(MA) | 18 | $1.2M |
| 2 | Brookline Bank, a Division of Beacon Bank and Trust(MA) | 17 | $7.4M |
| 3 | TD Bank, National Association(DE) | 17 | $1.6M |
| 4 | Manufacturers and Traders Trust Company(NY) | 14 | $2.1M |
| 5 | Eastern Bank(MA) | 11 | $694K |
Fuel Dealers Industry Context
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PeerSense places SBA loans for fuel dealers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Fuel Dealers Businesses?
Across all SBA loan programs, 359 loans have been approved for businesses classified under NAICS 454310 (Fuel Dealers), representing $124.8M in total capital deployed. The average approved loan of $348K is near national avg the national SBA average of $340K, with typical repayment terms of 118 months.
SBA lending for fuel dealers has remained relatively stable across recent fiscal years. 142 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching fuel dealers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Fuel Dealers SBA Loans
What is the average SBA loan size for fuel dealers businesses?
Which SBA loan program is best for a fuel dealers business?
How many lenders fund SBA loans for fuel dealers?
What states have the most SBA lending for fuel dealers?
How does PeerSense help fuel dealers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Fuel Dealers defined by NAICS code 454310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.